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CLIFTON NJ POSTAL EMPLOYEES FEDERAL CREDIT UNION

Jun, 30, 2023 — CLIFTON NJ POSTAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in CLIFTON, NJ with 1 branch location and about $2.81 million in total assets. Opened 89 years ago in 1935, CLIFTON NJ POSTAL EMPLOYEES FEDERAL CREDIT UNION has about 316 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CLIFTON NJ POSTAL EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
811 Paulison Ave
CLIFTON, NJ 07011
Phone:(973) 773-5492
Fax:(973) 773-1439
Website:n/a
Branches:1 branch locations
Members:316
Credit Union Type:Federal Credit Union
Charter Number:277
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$2,808,484
CEO/Manager:Joseph Patire
Chairperson:Joseph V DeLiberto

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 371,525
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 221,547
 Other Loans 343,411
 TOTAL LOANS 564,958
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -28,567
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 19,929
 All Other Assets 0
  TOTAL ASSETS 2,808,484
LIABILITIES & CAPITAL:  
 Dividends Payable 1,649
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,134
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,297,247
 All Other Shares & Deposits 657,030
  TOTAL SHARES & DEPOSITS 1,954,277
  TOTAL LIABILITIES 1,960,060
 Regular Reserve 0
 Other Reserves -119,706
 Undivided Earnings 968,130
  TOTAL EQUITY 848,424
  TOTAL LIABILITIES, SHARES, & EQUITY 2,808,484
INCOME & EXPENSE  
 Loan Income 32,498
 Investment Income 21,922
 Other Income 1,574
 Total Employee Compensation & Benefits 32,456
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 27,767
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 4,889
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -4,297
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