Mar, 31, 2022 — INROADS FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT HELENS, OR with 3 branch locations and about $350.72 million in total assets. Opened 84 years ago in 1938, INROADS FEDERAL CREDIT UNION has about 17,335 members and employs 79 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | INROADS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1720 Saint Helens St SAINT HELENS, OR 97051-1745 |
| Phone: | (503) 397-2376 |
| Fax: | (503) 397-0688 |
| Website: | http://www.inroadscu.org |
| Branches: | 3 branch locations |
| Members: | 17,335 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2730 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Jun 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $350,721,814 |
| CEO/Manager: | Brooke VanVleet |
| Chairperson: | David Graham |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 26,616,295 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 170,991,208 |
| Unsecured Loans | 13,502,111 |
| Other Loans | 48,173,149 |
| TOTAL LOANS | 239,307,697 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,068,253 |
| Land And Building | 4,207,314 |
| Other Fixed Assets | 1,268,198 |
| NCUSIF Deposit | 2,845,386 |
| All Other Assets | 114,552 |
| TOTAL ASSETS | 350,721,814 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,144,335 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 113,151,634 |
| Regular shares | 108,822,885 |
| All Other Shares & Deposits | 103,451,706 |
| TOTAL SHARES & DEPOSITS | 325,426,225 |
| TOTAL LIABILITIES | 327,570,560 |
| Regular Reserve | 0 |
| Other Reserves | -3,772,117 |
| Undivided Earnings | 26,923,371 |
| TOTAL EQUITY | 23,151,254 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 350,721,814 |
| INCOME & EXPENSE | |
| Loan Income | 2,572,356 |
| Investment Income | 210,058 |
| Other Income | 726,327 |
| Total Employee Compensation & Benefits | 1,676,139 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,430,523 |
| Non-operating Income & (Expense) | 1,301,176 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 170,781 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,781,212 |
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