Sep, 30, 2022 — EP FEDERAL CREDIT UNION is a federal credit union headquartered in WASHINGTON, DC with 4 branch locations and about $75.38 million in total assets. Opened 88 years ago in 1935, EP FEDERAL CREDIT UNION has about 4,705 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | EP FEDERAL CREDIT UNION |
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Address: (Main Office) | 301 13th Street SW RM 215A WASHINGTON, DC 20228-0001 |
Phone: | (202) 318-1991 |
Fax: | (202) 991-6967 |
Website: | https://www.epfcu.org |
Branches: | 4 branch locations |
Members: | 4,705 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 262 |
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Membership Type: | Multiple common bond - Primarily federal, state, local government |
Corporate Credit Union: | No |
Year Opened: | 1935 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $75,380,352 |
CEO/Manager: | Kirsten H Williams |
Chairperson: | Gregory Boutin |
ASSETS: | $ Amount |
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Cash & Equivalents | 3,559,195 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 24,226,137 |
Unsecured Loans | 4,387,379 |
Other Loans | 10,164,947 |
TOTAL LOANS | 38,778,463 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -72,990 |
Land And Building | 0 |
Other Fixed Assets | 32,607 |
NCUSIF Deposit | 702,313 |
All Other Assets | 0 |
TOTAL ASSETS | 75,380,352 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 909,857 |
Accounts Payable & Other Liabilities | 392,299 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 17,211,283 |
Regular shares | 37,997,716 |
All Other Shares & Deposits | 16,097,239 |
TOTAL SHARES & DEPOSITS | 71,306,238 |
TOTAL LIABILITIES | 72,608,394 |
Regular Reserve | 0 |
Other Reserves | -1,970,613 |
Undivided Earnings | 4,742,571 |
TOTAL EQUITY | 2,771,958 |
TOTAL LIABILITIES, SHARES, & EQUITY | 75,380,352 |
INCOME & EXPENSE | |
Loan Income | 1,233,676 |
Investment Income | 223,930 |
Other Income | 315,109 |
Total Employee Compensation & Benefits | 937,396 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,028,271 |
Non-operating Income & (Expense) | 235,885 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 107,941 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 63,002 |
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