Mar, 31, 2022 — EP FEDERAL CREDIT UNION is a federal credit union headquartered in WASHINGTON, DC with 4 branch locations and about $78.57 million in total assets. Opened 87 years ago in 1935, EP FEDERAL CREDIT UNION has about 4,765 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EP FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 301 13th Street SW RM 215A WASHINGTON, DC 20228-0001 |
| Phone: | (202) 318-1991 |
| Fax: | (202) 991-6967 |
| Website: | http://www.epfcu.org |
| Branches: | 4 branch locations |
| Members: | 4,765 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 262 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $78,570,543 |
| CEO/Manager: | Kirsten H Williams |
| Chairperson: | Gregory Boutin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,363,132 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 21,456,786 |
| Unsecured Loans | 3,625,991 |
| Other Loans | 9,803,543 |
| TOTAL LOANS | 34,886,320 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -104,492 |
| Land And Building | 0 |
| Other Fixed Assets | 55,176 |
| NCUSIF Deposit | 702,041 |
| All Other Assets | 0 |
| TOTAL ASSETS | 78,570,543 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 380,180 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 18,567,400 |
| Regular shares | 38,801,692 |
| All Other Shares & Deposits | 16,744,191 |
| TOTAL SHARES & DEPOSITS | 74,113,283 |
| TOTAL LIABILITIES | 74,493,463 |
| Regular Reserve | 0 |
| Other Reserves | -686,495 |
| Undivided Earnings | 4,763,575 |
| TOTAL EQUITY | 4,077,080 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 78,570,543 |
| INCOME & EXPENSE | |
| Loan Income | 388,845 |
| Investment Income | 97,488 |
| Other Income | 94,505 |
| Total Employee Compensation & Benefits | 298,749 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 314,308 |
| Non-operating Income & (Expense) | 70,827 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 35,468 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 84,007 |
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