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EP FEDERAL CREDIT UNION

Sep, 30, 2022 — EP FEDERAL CREDIT UNION is a federal credit union headquartered in WASHINGTON, DC with 4 branch locations and about $75.38 million in total assets. Opened 88 years ago in 1935, EP FEDERAL CREDIT UNION has about 4,705 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 254074222
Name:EP FEDERAL CREDIT UNION
Address:
(Main Office)
301 13th Street SW RM 215A
WASHINGTON, DC 20228-0001
Phone:(202) 318-1991
Fax:(202) 991-6967
Website:https://www.epfcu.org
Branches:4 branch locations
Members:4,705
Credit Union Type:Federal Credit Union
Charter Number:262
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$75,380,352
CEO/Manager:Kirsten H Williams
Chairperson:Gregory Boutin

Call Report

  • Credit Builder
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,559,195
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 24,226,137
 Unsecured Loans 4,387,379
 Other Loans 10,164,947
 TOTAL LOANS 38,778,463
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -72,990
 Land And Building 0
 Other Fixed Assets 32,607
 NCUSIF Deposit 702,313
 All Other Assets 0
  TOTAL ASSETS 75,380,352
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 909,857
 Accounts Payable & Other Liabilities 392,299
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 17,211,283
 Regular shares 37,997,716
 All Other Shares & Deposits 16,097,239
  TOTAL SHARES & DEPOSITS 71,306,238
  TOTAL LIABILITIES 72,608,394
 Regular Reserve 0
 Other Reserves -1,970,613
 Undivided Earnings 4,742,571
  TOTAL EQUITY 2,771,958
  TOTAL LIABILITIES, SHARES, & EQUITY 75,380,352
INCOME & EXPENSE  
 Loan Income 1,233,676
 Investment Income 223,930
 Other Income 315,109
 Total Employee Compensation & Benefits 937,396
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,028,271
 Non-operating Income & (Expense) 235,885
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 107,941
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 63,002
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