Mar, 31, 2021 — EP FEDERAL CREDIT UNION is a federal credit union headquartered in Washington, DC with 4 branch locations and about $76.45 million in total assets. Opened 86 years ago in 1935, EP FEDERAL CREDIT UNION has about 4,990 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EP FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | P.O. Box 23393 Washington, DC 20026 |
| Phone: | (202) 318-1991 |
| Fax: | (202) 991-6967 |
| Website: | http://www.epfcu.org |
| Branches: | 4 branch locations |
| Members: | 4,990 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 262 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $76,447,806 |
| CEO/Manager: | Kirsten H Williams |
| Chairperson: | Gregory Boutin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,155,674 |
| TOTAL INVESTMENTS | 36,189,249 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,897,730 |
| Unsecured Loans | 3,371,422 |
| Other Loans | 10,443,261 |
| TOTAL LOANS | 31,712,413 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -139,409 |
| Land And Building | 0 |
| Other Fixed Assets | 56,991 |
| NCUSIF Deposit | 644,552 |
| All Other Assets | 1,828,336 |
| TOTAL ASSETS | 76,447,806 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 349,691 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 16,484,667 |
| Regular shares | 37,400,357 |
| All Other Shares & Deposits | 16,556,364 |
| TOTAL SHARES & DEPOSITS | 70,441,388 |
| TOTAL LIABILITIES | 70,791,079 |
| Regular Reserve | 931,995 |
| Other Reserves | 101,411 |
| Undivided Earnings | 4,623,321 |
| TOTAL EQUITY | 5,656,727 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 76,447,806 |
| INCOME & EXPENSE | |
| Loan Income | 377,209 |
| Investment Income | 111,391 |
| Other Income | 81,050 |
| Total Employee Compensation & Benefits | 316,015 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 321,920 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 41,942 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 41,468 |
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