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UNITED NEIGHBORHOOD FEDERAL CREDIT UNION

Dec, 31, 2020 — UNITED NEIGHBORHOOD FEDERAL CREDIT UNION is a federal credit union headquartered in Augusta, GA with 2 branch locations and about $2.97 million in total assets. Opened 19 years ago in 2002, UNITED NEIGHBORHOOD FEDERAL CREDIT UNION has about 744 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UNITED NEIGHBORHOOD FEDERAL CREDIT UNION
Address:
(Main Office)
1434 Poplar St
Augusta, GA 30901
Phone:(706) 823-6378
Fax:(706) 828-4991
Website:http://www.unfcu1.com
Branches:2 branch locations
Members:744
Credit Union Type:Federal Credit Union
Charter Number:24683
Membership Type:Associational - Religious, other than those designated 'low-income'
Corporate Credit Union:No
Year Opened:2002
Last Audited:Dec 01, 2018
FHLB Member:No
Low Income Designation:No
Assets:$2,967,844
CEO/Manager:Idella H Starks
Chairperson:Sam Davis

Call Report

  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,710,031
TOTAL INVESTMENTS 500
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 244,073
 Other Loans 1,016,114
 TOTAL LOANS 1,260,187
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -36,360
 Land And Building 0
 Other Fixed Assets 3
 NCUSIF Deposit 20,367
 All Other Assets 13,116
  TOTAL ASSETS 2,967,844
LIABILITIES & CAPITAL:  
 Dividends Payable 1,229
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 21,471
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 182,588
 Regular shares 1,822,343
 All Other Shares & Deposits 693,518
  TOTAL SHARES & DEPOSITS 2,698,449
  TOTAL LIABILITIES 2,721,149
 Regular Reserve 2,121
 Other Reserves 0
 Undivided Earnings 244,574
  TOTAL EQUITY 246,695
  TOTAL LIABILITIES, SHARES, & EQUITY 2,967,844
INCOME & EXPENSE  
 Loan Income 140,810
 Investment Income 1,349
 Other Income 25,779
 Total Employee Compensation & Benefits 80,973
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 77,563
 Non-operating Income & (Expense) 26,100
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -1,978
 Cost of Funds 15,894
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 21,586
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