Dec, 31, 2023 — UNITED NEIGHBORHOOD FEDERAL CREDIT UNION is a federal credit union headquartered in AUGUSTA, GA with 2 branch locations and about $3.60 million in total assets. Opened 22 years ago in 2002, UNITED NEIGHBORHOOD FEDERAL CREDIT UNION has about 631 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED NEIGHBORHOOD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1434 Poplar St AUGUSTA, GA 30901 |
| Phone: | (706) 823-6378 |
| Fax: | (706) 828-4991 |
| Website: | https://www.unfcu1.com |
| Branches: | 2 branch locations |
| Members: | 631 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24683 |
|---|---|
| Membership Type: | Associational - Religious, other than those designated 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 2002 |
| Last Audited: | Mar 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,603,872 |
| CEO/Manager: | Idella H Starks |
| Chairperson: | Xavier Creekmur |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,677,271 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 204,140 |
| Other Loans | 1,683,083 |
| TOTAL LOANS | 1,887,223 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,589 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 31,529 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,603,872 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 5,754 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 26,382 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 410,596 |
| Regular shares | 2,505,950 |
| All Other Shares & Deposits | 337,544 |
| TOTAL SHARES & DEPOSITS | 3,254,090 |
| TOTAL LIABILITIES | 3,286,226 |
| Regular Reserve | 0 |
| Other Reserves | 2,121 |
| Undivided Earnings | 315,525 |
| TOTAL EQUITY | 317,646 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,603,872 |
| INCOME & EXPENSE | |
| Loan Income | 144,740 |
| Investment Income | 36,541 |
| Other Income | 14,624 |
| Total Employee Compensation & Benefits | 100,710 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 81,701 |
| Non-operating Income & (Expense) | 36,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,200 |
| Cost of Funds | 11,406 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 39,563 |
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