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CENTURYFIRST FEDERAL CREDIT UNION

Jun, 30, 2021 — CENTURYFIRST FEDERAL CREDIT UNION is a federal credit union headquartered in HATTIESBURG, MS with 6 branch locations and about $58.16 million in total assets. Opened 65 years ago in 1956, CENTURYFIRST FEDERAL CREDIT UNION has about 7,826 members and employs 30 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CENTURYFIRST FEDERAL CREDIT UNION
Address:
(Main Office)
3318 HARDY ST
HATTIESBURG, MS 39401-6962
Phone:(601) 450-4114
Fax:(601) 261-5305
Website:http://centuryfirstfcu.com
Branches:6 branch locations
Members:7,826
Credit Union Type:Federal Credit Union
Charter Number:24668
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1956
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$58,155,869
CEO/Manager:John S Harmond
Chairperson:TOMMY ROCCONI

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,428,656
TOTAL INVESTMENTS 3,653,769
Loans Held for Sale 0
 
 Real Estate Loans 15,068,476
 Unsecured Loans 4,286,720
 Other Loans 21,273,329
 TOTAL LOANS 40,628,525
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -531,399
 Land And Building 2,507,771
 Other Fixed Assets 321,807
 NCUSIF Deposit 476,893
 All Other Assets 669,847
  TOTAL ASSETS 58,155,869
LIABILITIES & CAPITAL:  
 Dividends Payable 119
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 353,915
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,371,363
 Regular shares 32,173,567
 All Other Shares & Deposits 10,537,424
  TOTAL SHARES & DEPOSITS 51,082,354
  TOTAL LIABILITIES 51,436,388
 Regular Reserve 1,180,472
 Other Reserves 1,486,858
 Undivided Earnings 4,052,151
  TOTAL EQUITY 6,719,481
  TOTAL LIABILITIES, SHARES, & EQUITY 58,155,869
INCOME & EXPENSE  
 Loan Income 1,645,895
 Investment Income 16,230
 Other Income 296,225
 Total Employee Compensation & Benefits 777,230
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 573,186
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 300,000
 Cost of Funds 80,476
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 471,445
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