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GULF COAST COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — GULF COAST COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in GULFPORT, MS with 4 branch locations and about $125.89 million in total assets. Opened 86 years ago in 1935, GULF COAST COMMUNITY FEDERAL CREDIT UNION has about 12,041 members and employs 67 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GULF COAST COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
12364 HIGHWAY 49
GULFPORT, MS 39503
Phone:(228) 539-7029
Fax:(228) 539-6322
Website:n/a
Branches:4 branch locations
Members:12,041
Credit Union Type:Federal Credit Union
Charter Number:242
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$125,892,378
CEO/Manager:Lisa Graham
Chairperson:Elmer Dickens

Call Report

  • Credit Builder
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 18,792,247
TOTAL INVESTMENTS 27,991,624
Loans Held for Sale 1,223,650
 
 Real Estate Loans 25,348,336
 Unsecured Loans 3,051,043
 Other Loans 39,331,318
 TOTAL LOANS 67,730,697
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,271,342
 Land And Building 3,993,827
 Other Fixed Assets 1,994,682
 NCUSIF Deposit 876,921
 All Other Assets 4,560,072
  TOTAL ASSETS 125,892,378
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 782,000
 Accounts Payable & Other Liabilities 1,868,527
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 38,863,266
 Regular shares 42,073,381
 All Other Shares & Deposits 22,463,956
  TOTAL SHARES & DEPOSITS 103,400,603
  TOTAL LIABILITIES 106,051,130
 Regular Reserve 2,106,375
 Other Reserves 61,455
 Undivided Earnings 17,673,418
  TOTAL EQUITY 19,841,248
  TOTAL LIABILITIES, SHARES, & EQUITY 125,892,378
INCOME & EXPENSE  
 Loan Income 1,305,233
 Investment Income 45,518
 Other Income 1,005,957
 Total Employee Compensation & Benefits 922,478
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,073,788
 Non-operating Income & (Expense) 9,863
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 20,000
 Cost of Funds 189,595
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 215,075
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