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GALLUP FEDERAL CREDIT UNION

Dec, 31, 2023 — GALLUP FEDERAL CREDIT UNION is a federal credit union headquartered in OMAHA, NE with 1 branch location and about $19.28 million in total assets. Opened 45 years ago in 1979, GALLUP FEDERAL CREDIT UNION has about 1,946 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 104089574
Name:GALLUP FEDERAL CREDIT UNION
Address:
(Main Office)
1001 Gallup Dr
OMAHA, NE 68102
Phone:(402) 938-6800
Fax:(402) 938-5918
Website:https://www.gallupfcu.com
Branches:1 branch locations
Members:1,946
Credit Union Type:Federal Credit Union
Charter Number:23292
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1979
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$19,280,891
CEO/Manager:Ronny J Miller
Chairperson:Jenny Higgins

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,392,200
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 5,128,178
 Unsecured Loans 765,139
 Other Loans 9,181,566
 TOTAL LOANS 15,074,881
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -54,135
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 164,343
 All Other Assets 0
  TOTAL ASSETS 19,280,891
LIABILITIES & CAPITAL:  
 Dividends Payable 2,976
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -1,827
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,862,676
 Regular shares 6,752,234
 All Other Shares & Deposits 5,093,721
  TOTAL SHARES & DEPOSITS 16,708,631
  TOTAL LIABILITIES 16,709,780
 Regular Reserve 0
 Other Reserves 167,288
 Undivided Earnings 2,403,823
  TOTAL EQUITY 2,571,111
  TOTAL LIABILITIES, SHARES, & EQUITY 19,280,891
INCOME & EXPENSE  
 Loan Income 690,691
 Investment Income 64,165
 Other Income 41,708
 Total Employee Compensation & Benefits 525,126
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 383,737
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 46,000
 Cost of Funds 83,076
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 19,503
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