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LOCAL 804 FEDERAL CREDIT UNION

Mar, 31, 2021 — LOCAL 804 FEDERAL CREDIT UNION is a federal credit union headquartered in LONG ISLAND CIT, NY with 2 branch locations and about $19.67 million in total assets. Opened 43 years ago in 1978, LOCAL 804 FEDERAL CREDIT UNION has about 2,779 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 026083470
Name:LOCAL 804 FEDERAL CREDIT UNION
Address:
(Main Office)
34-21 REVIEW AVENUE
LONG ISLAND CIT, NY 11101
Phone:(718) 878-4622
Fax:(718) 878-4623
Website:http://www.cu804.org
Branches:2 branch locations
Members:2,779
Credit Union Type:Federal Credit Union
Charter Number:23144
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1978
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$19,668,714
CEO/Manager:Ysemny Abood
Chairperson:Myles Dunn

Call Report

  • Credit Builder
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,063,077
TOTAL INVESTMENTS 4,746,534
Loans Held for Sale 0
 
 Real Estate Loans 3,584,332
 Unsecured Loans 3,410,641
 Other Loans 2,582,928
 TOTAL LOANS 9,658,968
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -52,317
 Land And Building 0
 Other Fixed Assets 51,975
 NCUSIF Deposit 118,695
 All Other Assets 81,782
  TOTAL ASSETS 19,668,714
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,090
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,108,788
 Regular shares 11,851,644
 All Other Shares & Deposits 604,005
  TOTAL SHARES & DEPOSITS 14,564,437
  TOTAL LIABILITIES 14,567,527
 Regular Reserve 323,026
 Other Reserves 0
 Undivided Earnings 4,778,161
  TOTAL EQUITY 5,101,187
  TOTAL LIABILITIES, SHARES, & EQUITY 19,668,714
INCOME & EXPENSE  
 Loan Income 174,691
 Investment Income 25,607
 Other Income 50,137
 Total Employee Compensation & Benefits 88,139
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 107,775
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 16,867
 Cost of Funds 3,707
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 49,353
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