Sep, 30, 2025 — ALLEGANY FIRST FEDERAL CREDIT UNION is a federal credit union headquartered in FILLMORE, NY with 1 branch location and about $23.99 million in total assets. Opened 49 years ago in 1977, ALLEGANY FIRST FEDERAL CREDIT UNION has about 2,162 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALLEGANY FIRST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 27 W Main St FILLMORE, NY 14735 |
| Phone: | (585) 567-4103 |
| Fax: | (585) 567-8993 |
| Website: | https://www.alleganyfirstfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,162 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22883 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1977 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $23,986,755 |
| CEO/Manager: | Michaela Tucker |
| Chairperson: | Randa Harrington |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,068,517 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,083,103 |
| Unsecured Loans | 1,341,030 |
| Other Loans | 4,882,849 |
| TOTAL LOANS | 7,306,982 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -47,548 |
| Land And Building | 428,373 |
| Other Fixed Assets | 17,167 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 208,837 |
| All Other Assets | 0 |
| TOTAL ASSETS | 23,986,755 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 53,582 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,428,661 |
| Regular shares | 14,977,249 |
| All Other Shares & Deposits | 145,274 |
| TOTAL SHARES & DEPOSITS | 20,551,184 |
| TOTAL LIABILITIES | 20,604,766 |
| Regular Reserve | 0 |
| Other Reserves | 138,996 |
| Undivided Earnings | 3,242,993 |
| TOTAL EQUITY | 3,381,989 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 23,986,755 |
| INCOME & EXPENSE | |
| Loan Income | 344,464 |
| Investment Income | 518,083 |
| Other Income | 31,794 |
| Total Employee Compensation & Benefits | 222,069 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 282,639 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,648 |
| Cost of Funds | 58,651 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 417,668 |
| ↑ Back to Top | |