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ELEMENTS FINANCIAL FEDERAL CREDIT UNION

Dec, 31, 2020 — ELEMENTS FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in INDIANAPOLIS, IN with 5 branch locations and about $2.03 billion in total assets. Opened 45 years ago in 1976, ELEMENTS FINANCIAL FEDERAL CREDIT UNION has about 116,004 members and employs 178 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 274073834
Name:ELEMENTS FINANCIAL FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 7123
INDIANAPOLIS, IN 46202
Phone:(317) 524-5076
Fax:(317) 655-6171
Website:http://www.elements.org
Branches:5 branch locations
Members:116,004
Credit Union Type:Federal Credit Union
Charter Number:22468
Membership Type:Multiple common bond - Primarily chemical
Corporate Credit Union:No
Year Opened:1976
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$2,025,059,839
CEO/Manager:Lisa Schlehuber
Chairperson:Mark Saltsgaver

Call Report

  • Commercial Loans
  • Credit Builder
  • Debt Cancellation/Suspension
  • Indirect Consumer Loans
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 37,764,466
TOTAL INVESTMENTS 709,479,534
Loans Held for Sale 8,292,561
 
 Real Estate Loans 789,845,961
 Unsecured Loans 91,863,929
 Other Loans 344,777,093
 TOTAL LOANS 1,226,486,983
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -11,442,881
 Land And Building 0
 Other Fixed Assets 2,992,686
 NCUSIF Deposit 14,886,560
 All Other Assets 36,599,930
  TOTAL ASSETS 2,025,059,839
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 99,000,000
 Accounts Payable & Other Liabilities 18,393,898
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 5,000,000
 Share Drafts 336,681,708
 Regular shares 987,501,556
 All Other Shares & Deposits 401,523,159
  TOTAL SHARES & DEPOSITS 1,725,706,423
  TOTAL LIABILITIES 1,848,100,321
 Regular Reserve 17,879,929
 Other Reserves 8,399,202
 Undivided Earnings 150,680,387
  TOTAL EQUITY 176,959,518
  TOTAL LIABILITIES, SHARES, & EQUITY 2,025,059,839
INCOME & EXPENSE  
 Loan Income 47,946,480
 Investment Income 10,624,758
 Other Income 22,398,704
 Total Employee Compensation & Benefits 24,642,554
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 21,964,979
 Non-operating Income & (Expense) 7,070,030
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,097,281
 Cost of Funds 18,970,773
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 19,364,385
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