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CORAL COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — CORAL COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in Ft Lauderdale, FL with 1 branch location and about $42.31 million in total assets. Opened 46 years ago in 1975, CORAL COMMUNITY FEDERAL CREDIT UNION has about 4,278 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CORAL COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
1930 NE 47th St Ste 120
Ft Lauderdale, FL 33308
Phone:(954) 772-2330
Fax:(954) 772-5302
Website:http://www.coralfcu.org
Branches:1 branch locations
Members:4,278
Credit Union Type:Federal Credit Union
Charter Number:22159
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1975
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$42,309,147
CEO/Manager:Joseph W Pitcher
Chairperson:Lavern G Thomas

Call Report

  • Micro Consumer Loans
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,585,666
TOTAL INVESTMENTS 13,905,726
Loans Held for Sale 442,950
 
 Real Estate Loans 12,053,455
 Unsecured Loans 2,968,628
 Other Loans 6,483,601
 TOTAL LOANS 21,505,684
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -140,161
 Land And Building 0
 Other Fixed Assets 42,402
 NCUSIF Deposit 286,448
 All Other Assets 1,680,432
  TOTAL ASSETS 42,309,147
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 511,495
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,715,295
 Regular shares 18,948,457
 All Other Shares & Deposits 11,310,881
  TOTAL SHARES & DEPOSITS 37,974,633
  TOTAL LIABILITIES 38,486,128
 Regular Reserve 777,803
 Other Reserves 325,114
 Undivided Earnings 2,720,102
  TOTAL EQUITY 3,823,019
  TOTAL LIABILITIES, SHARES, & EQUITY 42,309,147
INCOME & EXPENSE  
 Loan Income 281,500
 Investment Income 68,474
 Other Income 92,067
 Total Employee Compensation & Benefits 201,895
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 204,116
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 14,457
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 53,774
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