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MOUNTAIN LAUREL FEDERAL CREDIT UNION

Mar, 31, 2021 — MOUNTAIN LAUREL FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT MARYS, PA with 7 branch locations and about $148.86 million in total assets. Opened 51 years ago in 1970, MOUNTAIN LAUREL FEDERAL CREDIT UNION has about 20,072 members and employs 38 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231385798
Name:MOUNTAIN LAUREL FEDERAL CREDIT UNION
Address:
(Main Office)
413 S MICHAEL ST, PO BOX 193
SAINT MARYS, PA 15857
Phone:(814) 834-9518
Fax:(814) 781-1646
Website:http://www.mlfcu.net
Branches:7 branch locations
Members:20,072
Credit Union Type:Federal Credit Union
Charter Number:20053
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1970
Last Audited:Mar 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$148,860,568
CEO/Manager:Rena Sennett
Chairperson:Daniel D Jones

Call Report

  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 47,812,084
TOTAL INVESTMENTS 25,463,731
Loans Held for Sale 0
 
 Real Estate Loans 21,252,628
 Unsecured Loans 11,920,903
 Other Loans 39,965,237
 TOTAL LOANS 73,138,768
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -468,908
 Land And Building 995,054
 Other Fixed Assets 119,139
 NCUSIF Deposit 1,187,593
 All Other Assets 613,107
  TOTAL ASSETS 148,860,568
LIABILITIES & CAPITAL:  
 Dividends Payable 46,518
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 304,651
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 24,400,273
 Regular shares 95,904,108
 All Other Shares & Deposits 9,470,009
  TOTAL SHARES & DEPOSITS 129,774,390
  TOTAL LIABILITIES 130,125,559
 Regular Reserve 899,429
 Other Reserves 2,798,428
 Undivided Earnings 15,037,152
  TOTAL EQUITY 18,735,009
  TOTAL LIABILITIES, SHARES, & EQUITY 148,860,568
INCOME & EXPENSE  
 Loan Income 802,212
 Investment Income 85,238
 Other Income 105,688
 Total Employee Compensation & Benefits 429,548
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 445,506
 Non-operating Income & (Expense) 1,200
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 29,742
 Cost of Funds 43,057
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 213,320
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