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PEARL HAWAII FEDERAL CREDIT UNION

Dec, 31, 2020 — PEARL HAWAII FEDERAL CREDIT UNION is a federal credit union headquartered in WAIPAHU, HI with 6 branch locations and about $428.18 million in total assets. Opened 84 years ago in 1937, PEARL HAWAII FEDERAL CREDIT UNION has about 30,053 members and employs 75 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321380328
Name:PEARL HAWAII FEDERAL CREDIT UNION
Address:
(Main Office)
94-449 UKEE ST
WAIPAHU, HI 96797
Phone:(808) 737-4328
Fax:(808) 218-6299
Website:http://www.pearlhawaii.com
Branches:6 branch locations
Members:30,053
Credit Union Type:Federal Credit Union
Charter Number:1961
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1937
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$428,176,301
CEO/Manager:DANIEL TERADA
Chairperson:Gordon Sam

Call Report

  • Commercial Loans
  • Debt Cancellation/Suspension
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 31,653,231
TOTAL INVESTMENTS 197,380,170
Loans Held for Sale 0
 
 Real Estate Loans 82,069,055
 Unsecured Loans 17,218,010
 Other Loans 68,297,549
 TOTAL LOANS 177,834,698
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,263,792
 Land And Building 8,347,628
 Other Fixed Assets 839,700
 NCUSIF Deposit 3,508,106
 All Other Assets 9,876,560
  TOTAL ASSETS 428,176,301
LIABILITIES & CAPITAL:  
 Dividends Payable 122,708
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,552,025
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 40,154,366
 Regular shares 256,335,593
 All Other Shares & Deposits 83,742,269
  TOTAL SHARES & DEPOSITS 380,232,228
  TOTAL LIABILITIES 382,906,961
 Regular Reserve 3,147,179
 Other Reserves 9,776,354
 Undivided Earnings 32,345,807
  TOTAL EQUITY 45,269,340
  TOTAL LIABILITIES, SHARES, & EQUITY 428,176,301
INCOME & EXPENSE  
 Loan Income 7,653,037
 Investment Income 3,896,681
 Other Income 2,560,789
 Total Employee Compensation & Benefits 5,774,757
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,617,207
 Non-operating Income & (Expense) 2,136
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,252,739
 Cost of Funds 1,118,133
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,349,807
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