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CAL-COM FEDERAL CREDIT UNION

Mar, 31, 2021 — CAL-COM FEDERAL CREDIT UNION is a federal credit union headquartered in Port Lavaca, TX with 3 branch locations and about $179.05 million in total assets. Opened 53 years ago in 1968, CAL-COM FEDERAL CREDIT UNION has about 16,525 members and employs 35 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CAL-COM FEDERAL CREDIT UNION
Address:
(Main Office)
P O Box 1005
Port Lavaca, TX 77979-1005
Phone:(361) 552-7476
Fax:(361) 552-6663
Website:http://www.calcomfcu.org
Branches:3 branch locations
Members:16,525
Credit Union Type:Federal Credit Union
Charter Number:18935
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1968
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$179,047,468
CEO/Manager:Jessie Rodriguez
Chairperson:Guadalupe Flores, Jr.

Call Report

  • Indirect Consumer Loans
  • Overdraft Protection
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 30,980,464
TOTAL INVESTMENTS 57,222,610
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 3,866,126
 Other Loans 81,149,787
 TOTAL LOANS 85,015,913
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -225,327
 Land And Building 2,674,107
 Other Fixed Assets 210,379
 NCUSIF Deposit 1,412,745
 All Other Assets 1,756,577
  TOTAL ASSETS 179,047,468
LIABILITIES & CAPITAL:  
 Dividends Payable 161,938
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,474,297
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 35,924,278
 Regular shares 58,597,160
 All Other Shares & Deposits 68,113,995
  TOTAL SHARES & DEPOSITS 162,635,433
  TOTAL LIABILITIES 164,271,668
 Regular Reserve 1,001,711
 Other Reserves -3,040,847
 Undivided Earnings 16,814,936
  TOTAL EQUITY 14,775,800
  TOTAL LIABILITIES, SHARES, & EQUITY 179,047,468
INCOME & EXPENSE  
 Loan Income 828,196
 Investment Income 97,364
 Other Income 312,323
 Total Employee Compensation & Benefits 554,800
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 652,979
 Non-operating Income & (Expense) -4,470
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 30,000
 Cost of Funds 225,054
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 287,593
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