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UNIFY FINANCIAL FEDERAL CREDIT UNION

Mar, 31, 2021 — UNIFY FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in TORRANCE, CA with 45 branch locations and about $3.54 billion in total assets. Opened 58 years ago in 1963, UNIFY FINANCIAL FEDERAL CREDIT UNION has about 260,914 members and employs 523 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 322079719
Name:UNIFY FINANCIAL FEDERAL CREDIT UNION
Address:
(Main Office)
1899 WESTERN WAY
TORRANCE, CA 90501
Phone:(877) 254-9328
Fax:(310) 381-2316
Website:http://www.unifyfcu.com
Branches:45 branch locations
Members:260,914
Credit Union Type:Federal Credit Union
Charter Number:15732
Membership Type:Multiple common bond - Primarily transportation equipment
Corporate Credit Union:No
Year Opened:1963
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$3,535,744,253
CEO/Manager:Gordon Howe
Chairperson:Lloyd Mistele

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 632,537,669
TOTAL INVESTMENTS 474,237,482
Loans Held for Sale 0
 
 Real Estate Loans 1,413,125,330
 Unsecured Loans 282,728,489
 Other Loans 575,431,802
 TOTAL LOANS 2,271,285,621
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -29,669,711
 Land And Building 6,952,102
 Other Fixed Assets 11,914,826
 NCUSIF Deposit 25,738,742
 All Other Assets 142,747,522
  TOTAL ASSETS 3,535,744,253
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 180,002,239
 Accounts Payable & Other Liabilities 52,141,475
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 656,476,861
 Regular shares 1,012,334,203
 All Other Shares & Deposits 1,335,804,437
  TOTAL SHARES & DEPOSITS 3,004,615,501
  TOTAL LIABILITIES 3,236,759,215
 Regular Reserve 25,989,439
 Other Reserves 15,476,331
 Undivided Earnings 257,519,268
  TOTAL EQUITY 298,985,038
  TOTAL LIABILITIES, SHARES, & EQUITY 3,535,744,253
INCOME & EXPENSE  
 Loan Income 27,740,636
 Investment Income 913,823
 Other Income 2,602,440
 Total Employee Compensation & Benefits 15,211,518
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 9,928,784
 Non-operating Income & (Expense) 1,026,342
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 72,657
 Cost of Funds 3,547,413
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 19,124,574
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