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JERSEY SHORE FEDERAL CREDIT UNION

Dec, 31, 2020 — JERSEY SHORE FEDERAL CREDIT UNION is a federal credit union headquartered in NORTHFIELD, NJ with 5 branch locations and about $210.63 million in total assets. Opened 58 years ago in 1963, JERSEY SHORE FEDERAL CREDIT UNION has about 14,552 members and employs 52 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231277440
Name:JERSEY SHORE FEDERAL CREDIT UNION
Address:
(Main Office)
1434 NEW RD
NORTHFIELD, NJ 08225
Phone:(609) 646-3339
Fax:(609) 646-8074
Website:http://www.jerseyshorefcu.org
Branches:5 branch locations
Members:14,552
Credit Union Type:Federal Credit Union
Charter Number:15483
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1963
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$210,631,155
CEO/Manager:James Burns
Chairperson:Jack Hickey

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 16,976,011
TOTAL INVESTMENTS 77,514,825
Loans Held for Sale 0
 
 Real Estate Loans 59,045,240
 Unsecured Loans 7,373,659
 Other Loans 41,969,539
 TOTAL LOANS 108,388,438
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -510,511
 Land And Building 4,108,218
 Other Fixed Assets 833,032
 NCUSIF Deposit 1,693,606
 All Other Assets 1,627,536
  TOTAL ASSETS 210,631,155
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 547,068
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 37,013,273
 Regular shares 112,727,209
 All Other Shares & Deposits 44,365,879
  TOTAL SHARES & DEPOSITS 194,106,361
  TOTAL LIABILITIES 194,653,429
 Regular Reserve 1,308,072
 Other Reserves 3,922,638
 Undivided Earnings 10,747,016
  TOTAL EQUITY 15,977,726
  TOTAL LIABILITIES, SHARES, & EQUITY 210,631,155
INCOME & EXPENSE  
 Loan Income 4,522,837
 Investment Income 964,668
 Other Income 1,523,835
 Total Employee Compensation & Benefits 3,076,559
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,355,741
 Non-operating Income & (Expense) 74,360
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 85,450
 Cost of Funds 517,282
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 50,668
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