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National Credit Union Service Organization

HOPEWELL FEDERAL CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for HOPEWELL FEDERAL CREDIT UNION as of: March 31, 2021.
Charter Number: 15307

ASSETS$ Amount
CASH:  
 1. Cash on Hand 1,116,529
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 6,274,879
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 5,255,375
INVESTMENTS:  
 4. Equity Securities 2,362,824
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 15,260,459
 7. Held-to-Maturity Debt Securities 2,184,000
 8. Deposits in commercial banks, S&Ls, savings banks 16,382,184
 9. Loans to and investments in natural person credit unions 3,616,000
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 629,225
 12. All other investments in corporate credit unions 0
 13. All other investments 1,611,680
 14. TOTAL INVESTMENTS 42,046,372
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 0
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 64,079,784
 17. Less: Allowance for Loan & Lease Losses 0
 18: Less: Allowance for Credit Losses on Loans & Leases 203,616
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 0
 20. Land and Building 3,446,900
 21. Other Fixed Assets 410,762
 22. NCUA Share Insurance Capitalization Deposit 988,661
 23. Intangible Assets 0
 24. Other Assets 2,738,855
25. TOTAL ASSETS 126,154,501
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 713,994
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 713,994
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 10,592
 9. Accounts Payable and Other Liabilities 537,145
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 23,721,828
 12. Regular Shares 51,754,275
 13. Money Market Shares 16,353,358
 14. Share Certificates 18,779,462
 15. IRA/KEOGH Accounts 6,698,289
 16. All Other Shares 0
 17. TOTAL SHARES 117,307,212
 18. Nonmember Deposits 0
 19. TOTAL SHARES AND DEPOSITS 117,307,212
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 4,919,891
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 1,163,903
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 3,363,508
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 18,953
EQUITY:  
 33. Undivided Earnings 7,697,329
 34. Regular Reserves 1,626,000
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 0
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) -1,573,640
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities -164,131
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 126,154,501
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 640,411
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 151,208
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 791,619
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 70,801
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 3,824
 9. TOTAL INTEREST EXPENSE 74,625
 10. Provision for Loan & Lease Losses 0
 11. Total Credit Loss Expense 1,500
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 715,494
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 162,696
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets 60
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 11,396
 21. TOTAL NON-INTEREST INCOME 417,278
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 569,740
 23. Travel and Conference Expense 3,606
 24. Office Occupancy Expense 66,009
 25. Office Operations Expense 140,059
 26. Educational and Promotional Expenses 29,276
 27. Loan Servicing Expense 127,731
 28. Professional and Outside Services 70,778
 29. Total Member Insurance 1,269
 30. Operating Fees (Examination and/or supervision fees) 6,162
 31. Miscellaneous Operating Expenses 13,335
 32. TOTAL NON-INTEREST EXPENSE 1,027,965
33. NET INCOME (LOSS) 104,807
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans9.631,249$2,946,829
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans5.50820$1,317,838
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans8.60199$389,420
 5. New Vehicle Loans3.68242$4,669,036
 6. Used Vehicle Loans3.64650$8,056,297
 7. Leases Receivable4.4468$1,977,266
 8. All Other Secured Non-Real Estate Loans/Lines of Credit5.0644$674,848
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property2.87334$29,055,893
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property3.58283$6,110,579
 11. All Other Real Estate Loans/Lines of Credit0.000$0
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured3.56102$8,825,860
 13. Commercial Loans/Lines of Credit Not Real Estate Secured3.874$55,918
 14. TOTAL LOANS & LEASES3,995$64,079,784
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date181$10,825,965
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status569$692,252
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff27$824,695
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration0$0$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)0$0-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed0$0$0