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National Credit Union Service Organization

COAST360 FEDERAL CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for COAST360 FEDERAL CREDIT UNION as of: March 31, 2021.
Charter Number: 15222

ASSETS$ Amount
CASH:  
 1. Cash on Hand 3,673,540
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 93,647,183
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 0
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 57,197,632
 7. Held-to-Maturity Debt Securities 0
 8. Deposits in commercial banks, S&Ls, savings banks 1,732,000
 9. Loans to and investments in natural person credit unions 0
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 0
 12. All other investments in corporate credit unions 0
 13. All other investments 587,000
 14. TOTAL INVESTMENTS 59,516,632
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 1,682,778
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 313,547,583
 17. Less: Allowance for Loan & Lease Losses 2,549,427
 18: Less: Allowance for Credit Losses on Loans & Leases 0
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 23,097
 20. Land and Building 23,220,069
 21. Other Fixed Assets 475,632
 22. NCUA Share Insurance Capitalization Deposit 3,204,855
 23. Intangible Assets 0
 24. Other Assets 6,156,583
25. TOTAL ASSETS 502,598,525
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 0
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 0
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 1,833,121
 9. Accounts Payable and Other Liabilities 6,223,387
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 62,074,611
 12. Regular Shares 204,661,226
 13. Money Market Shares 37,919,520
 14. Share Certificates 121,325,176
 15. IRA/KEOGH Accounts 7,012,035
 16. All Other Shares 2,848,584
 17. TOTAL SHARES 435,841,152
 18. Nonmember Deposits 0
 19. TOTAL SHARES AND DEPOSITS 435,841,152
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 20,368,254
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 95,435,275
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 1,973,166
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 55,964,272
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 11,017
EQUITY:  
 33. Undivided Earnings 59,555,888
 34. Regular Reserves 0
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 636,653
 37. Equity Acquired in Merger 0
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) 0
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities -1,491,676
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 502,598,525
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 4,129,789
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 205,338
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 4,335,127
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 652,487
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 0
 9. TOTAL INTEREST EXPENSE 652,487
 10. Provision for Loan & Lease Losses 399,520
 11. Total Credit Loss Expense 0
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 3,283,120
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 828,585
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets -1
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 0
 21. TOTAL NON-INTEREST INCOME 996,846
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 1,883,005
 23. Travel and Conference Expense -1,669
 24. Office Occupancy Expense 388,521
 25. Office Operations Expense 1,135,807
 26. Educational and Promotional Expenses 35,475
 27. Loan Servicing Expense 236,102
 28. Professional and Outside Services 73,185
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 29,138
 31. Miscellaneous Operating Expenses 32,015
 32. TOTAL NON-INTEREST EXPENSE 3,811,579
33. NET INCOME (LOSS) 468,387
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans12.002,073$6,390,455
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans0.000$0
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans5.999,377$123,575,794
 5. New Vehicle Loans1.49731$14,504,365
 6. Used Vehicle Loans3.49338$4,506,843
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit2.25171$3,087,294
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property3.50715$136,957,716
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property5.2511$881,934
 11. All Other Real Estate Loans/Lines of Credit6.2512$659,740
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured5.2540$18,201,174
 13. Commercial Loans/Lines of Credit Not Real Estate Secured5.2516$4,782,268
 14. TOTAL LOANS & LEASES13,484$313,547,583
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date835$35,500,597
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status0$0
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff36$1,582,784
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration356$14,017,949$13,948,679
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)343$13,757,207-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration8$1,300,230$970,248
  b. Other Government Guaranteed1$2,503,339$2,002,671