Jun, 30, 2024 — CALL FEDERAL CREDIT UNION is a federal credit union headquartered in RICHMOND, VA with 9 branch locations and about $547.88 million in total assets. Opened 62 years ago in 1962, CALL FEDERAL CREDIT UNION has about 29,734 members and employs 105 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CALL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4605 Commerce Rd RICHMOND, VA 23234-2233 |
| Phone: | (804) 274-1200 |
| Fax: | (804) 274-1266 |
| Website: | https://www.callfcu.org |
| Branches: | 9 branch locations |
| Members: | 29,734 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15209 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $547,877,686 |
| CEO/Manager: | John West |
| Chairperson: | James C Horne, Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 34,842,401 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 197,434,649 |
| Unsecured Loans | 18,772,974 |
| Other Loans | 50,829,572 |
| TOTAL LOANS | 267,037,195 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -465,160 |
| Land And Building | 5,943,682 |
| Other Fixed Assets | 1,124,921 |
| NCUSIF Deposit | 4,566,823 |
| All Other Assets | 10,756 |
| TOTAL ASSETS | 547,877,686 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,009 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,461,875 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 101,751,487 |
| Regular shares | 267,928,832 |
| All Other Shares & Deposits | 144,697,548 |
| TOTAL SHARES & DEPOSITS | 514,377,867 |
| TOTAL LIABILITIES | 519,842,751 |
| Regular Reserve | 0 |
| Other Reserves | -22,792,001 |
| Undivided Earnings | 50,826,936 |
| TOTAL EQUITY | 28,034,935 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 547,877,686 |
| INCOME & EXPENSE | |
| Loan Income | 7,985,964 |
| Investment Income | 2,428,800 |
| Other Income | 1,285,112 |
| Total Employee Compensation & Benefits | 6,418,063 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 5,412,738 |
| Non-operating Income & (Expense) | 4,584 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 97,869 |
| Cost of Funds | 675,788 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,444,111 |
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