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National Credit Union Service Organization

REGIONAL FEDERAL CREDIT UNION

Mar, 31, 2021 — REGIONAL FEDERAL CREDIT UNION is a federal credit union headquartered in Hammond, IN with 3 branch locations and about $175.85 million in total assets. Opened 59 years ago in 1962, REGIONAL FEDERAL CREDIT UNION has about 23,239 members and employs 47 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 271991139
Name:REGIONAL FEDERAL CREDIT UNION
Address:
(Main Office)
7144 Kennedy Ave
Hammond, IN 46323-2225
Phone:(219) 548-6800
Fax:(219) 844-2916
Website:http://www.regionalfcu.org
Branches:3 branch locations
Members:23,239
Credit Union Type:Federal Credit Union
Charter Number:15072
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$175,851,751
CEO/Manager:Jill R Banning
Chairperson:Bobbie Escalante

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Participation Loans
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • In-School Branches
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 21,098,039
TOTAL INVESTMENTS 72,662,171
Loans Held for Sale 0
 
 Real Estate Loans 28,415,829
 Unsecured Loans 11,591,864
 Other Loans 34,410,305
 TOTAL LOANS 74,417,998
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -635,152
 Land And Building 2,861,739
 Other Fixed Assets 152,076
 NCUSIF Deposit 1,301,428
 All Other Assets 3,993,452
  TOTAL ASSETS 175,851,751
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 3,000,000
 Accounts Payable & Other Liabilities -104,184
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 26,318,371
 Regular shares 39,359,687
 All Other Shares & Deposits 90,200,366
  TOTAL SHARES & DEPOSITS 155,878,424
  TOTAL LIABILITIES 158,774,240
 Regular Reserve 1,398,080
 Other Reserves 161,266
 Undivided Earnings 15,518,165
  TOTAL EQUITY 17,077,511
  TOTAL LIABILITIES, SHARES, & EQUITY 175,851,751
INCOME & EXPENSE  
 Loan Income 810,714
 Investment Income 277,531
 Other Income 322,416
 Total Employee Compensation & Benefits 626,445
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 611,651
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 88,265
 Cost of Funds 97,375
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 189,639
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