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JSC FEDERAL CREDIT UNION

Dec, 31, 2023 — JSC FEDERAL CREDIT UNION is a federal credit union headquartered in HOUSTON, TX with 22 branch locations and about $2.66 billion in total assets. Opened 63 years ago in 1961, JSC FEDERAL CREDIT UNION has about 128,858 members and employs 415 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:JSC FEDERAL CREDIT UNION
Address:
(Main Office)
1330 Gemini St
HOUSTON, TX 77058
Phone:(281) 488-7070
Fax:(281) 283-0722
Website:https://www.wellbyfinancial.com
Branches:22 branch locations
Members:128,858
Credit Union Type:Federal Credit Union
Charter Number:14762
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1961
Last Audited:Jun 01, 2023
FHLB Member:Yes
Low Income Designation:No
Assets:$2,655,102,259
CEO/Manager:Martyn Pell
Chairperson:Deborah A Conder

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 221,542,301
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 893,699,746
 Unsecured Loans 105,349,552
 Other Loans 813,815,951
 TOTAL LOANS 1,817,313,330
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -16,946,000
 Land And Building 32,819,995
 Other Fixed Assets 2,017,139
 NCUSIF Deposit 21,316,040
 All Other Assets 3,673,349
  TOTAL ASSETS 2,655,102,259
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 31,016,420
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 188,847,153
 Regular shares 896,562,488
 All Other Shares & Deposits 1,269,082,783
  TOTAL SHARES & DEPOSITS 2,354,492,424
  TOTAL LIABILITIES 2,385,508,844
 Regular Reserve 0
 Other Reserves -35,509,520
 Undivided Earnings 305,102,935
  TOTAL EQUITY 269,593,415
  TOTAL LIABILITIES, SHARES, & EQUITY 2,655,102,259
INCOME & EXPENSE  
 Loan Income 81,738,212
 Investment Income 18,396,384
 Other Income 4,922,624
 Total Employee Compensation & Benefits 34,890,243
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 35,984,449
 Non-operating Income & (Expense) 7,675,092
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 8,611,180
 Cost of Funds 33,131,444
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 17,071,238
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