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National Credit Union Service Organization

JSC FEDERAL CREDIT UNION

Mar, 31, 2021 — JSC FEDERAL CREDIT UNION is a federal credit union headquartered in HOUSTON, TX with 19 branch locations and about $2.65 billion in total assets. Opened 60 years ago in 1961, JSC FEDERAL CREDIT UNION has about 135,961 members and employs 325 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:JSC FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 58346
HOUSTON, TX 77258
Phone:(281) 488-7070
Fax:(281) 283-0722
Website:http://www.jscfcu.org
Branches:19 branch locations
Members:135,961
Credit Union Type:Federal Credit Union
Charter Number:14762
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1961
Last Audited:Apr 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$2,649,609,895
CEO/Manager:Christie Jordan
Chairperson:Deborah A Conder

Call Report

  • Credit Builder
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 262,815,423
TOTAL INVESTMENTS 1,067,752,832
Loans Held for Sale 0
 
 Real Estate Loans 481,331,073
 Unsecured Loans 60,131,829
 Other Loans 682,811,955
 TOTAL LOANS 1,224,274,857
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -7,183,066
 Land And Building 31,871,807
 Other Fixed Assets 3,395,665
 NCUSIF Deposit 20,074,891
 All Other Assets 46,607,486
  TOTAL ASSETS 2,649,609,895
LIABILITIES & CAPITAL:  
 Dividends Payable 851,572
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,541,013
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 121,269,294
 Regular shares 868,594,565
 All Other Shares & Deposits 1,351,559,285
  TOTAL SHARES & DEPOSITS 2,341,423,144
  TOTAL LIABILITIES 2,351,815,729
 Regular Reserve 9,314,541
 Other Reserves 22,002,517
 Undivided Earnings 266,477,108
  TOTAL EQUITY 297,794,166
  TOTAL LIABILITIES, SHARES, & EQUITY 2,649,609,895
INCOME & EXPENSE  
 Loan Income 12,503,794
 Investment Income 4,591,771
 Other Income 1,440,467
 Total Employee Compensation & Benefits 6,426,975
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 7,461,408
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,499,953
 Cost of Funds 2,306,328
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,976,972
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