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WVU EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2023 — WVU EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in MORGANTOWN, WV with 1 branch location and about $56.51 million in total assets. Opened 63 years ago in 1961, WVU EMPLOYEES FEDERAL CREDIT UNION has about 5,621 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251579102
Name:WVU EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
448 Harding Ave
MORGANTOWN, WV 26505
Phone:(304) 293-5737
Fax:(304) 293-7018
Website:https://wvucu.com
Branches:1 branch locations
Members:5,621
Credit Union Type:Federal Credit Union
Charter Number:14611
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1961
Last Audited:Mar 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$56,505,407
CEO/Manager:Craig F Street
Chairperson:Gloria Rowan

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,295,546
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 6,842,878
 Other Loans 23,228,390
 TOTAL LOANS 30,071,268
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -291,326
 Land And Building 496,364
 Other Fixed Assets 58,764
 NCUSIF Deposit 478,847
 All Other Assets 0
  TOTAL ASSETS 56,505,407
LIABILITIES & CAPITAL:  
 Dividends Payable 31,249
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 371,273
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,725,684
 Regular shares 32,721,704
 All Other Shares & Deposits 3,439,925
  TOTAL SHARES & DEPOSITS 44,887,312
  TOTAL LIABILITIES 45,289,834
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 11,215,573
  TOTAL EQUITY 11,215,573
  TOTAL LIABILITIES, SHARES, & EQUITY 56,505,407
INCOME & EXPENSE  
 Loan Income 1,903,249
 Investment Income 617,675
 Other Income 383,960
 Total Employee Compensation & Benefits 496,969
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 889,574
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 146,500
 Cost of Funds 263,816
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,468,991
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