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WVU EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — WVU EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Morgantown, WV with 1 branch location and about $52.48 million in total assets. Opened 60 years ago in 1961, WVU EMPLOYEES FEDERAL CREDIT UNION has about 5,255 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251579102
Name:WVU EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
448 Harding Ave
Morgantown, WV 26505
Phone:(304) 293-5737
Fax:(304) 293-7018
Website:http://wvucu.com
Branches:1 branch locations
Members:5,255
Credit Union Type:Federal Credit Union
Charter Number:14611
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1961
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$52,476,569
CEO/Manager:Craig F Street
Chairperson:Gloria Rowan

Call Report

  • Overdraft Protection
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,479,612
TOTAL INVESTMENTS 26,725,890
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 4,657,388
 Other Loans 11,698,586
 TOTAL LOANS 16,355,974
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -231,818
 Land And Building 561,968
 Other Fixed Assets 112,083
 NCUSIF Deposit 339,873
 All Other Assets 132,987
  TOTAL ASSETS 52,476,569
LIABILITIES & CAPITAL:  
 Dividends Payable 18,017
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 408,154
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,222,652
 Regular shares 34,782,716
 All Other Shares & Deposits 2,358,165
  TOTAL SHARES & DEPOSITS 44,363,533
  TOTAL LIABILITIES 44,789,704
 Regular Reserve 422,623
 Other Reserves 0
 Undivided Earnings 7,264,242
  TOTAL EQUITY 7,686,865
  TOTAL LIABILITIES, SHARES, & EQUITY 52,476,569
INCOME & EXPENSE  
 Loan Income 280,078
 Investment Income 107,498
 Other Income 123,766
 Total Employee Compensation & Benefits 86,754
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 140,981
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 16,000
 Cost of Funds 15,215
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 263,421
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