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FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2020 — FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CUMBERLAND, MD with 19 branch locations and about $534.46 million in total assets. Opened 62 years ago in 1959, FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION has about 32,137 members and employs 141 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 252177121
Name:FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 1377
CUMBERLAND, MD 21501-1377
Phone:(301) 784-3000
Fax:
Website:http://www.firstpeoples.com
Branches:19 branch locations
Members:32,137
Credit Union Type:Federal Credit Union
Charter Number:13345
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1959
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$534,459,443
CEO/Manager:Stacey Bingaman
Chairperson:Terri Friend

Call Report

  • Commercial Loans
  • Debt Cancellation/Suspension
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 115,279,946
TOTAL INVESTMENTS 5,041,836
Loans Held for Sale 8,302,092
 
 Real Estate Loans 275,693,078
 Unsecured Loans 19,834,708
 Other Loans 93,672,518
 TOTAL LOANS 389,200,304
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,049,527
 Land And Building 11,323,060
 Other Fixed Assets 2,851,420
 NCUSIF Deposit 4,070,978
 All Other Assets 3,439,334
  TOTAL ASSETS 534,459,443
LIABILITIES & CAPITAL:  
 Dividends Payable 351,822
 Notes & Interest Payable 12,995,000
 Accounts Payable & Other Liabilities 7,694,855
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 103,619,886
 Regular shares 222,709,551
 All Other Shares & Deposits 127,074,464
  TOTAL SHARES & DEPOSITS 453,403,901
  TOTAL LIABILITIES 474,445,578
 Regular Reserve 3,836,917
 Other Reserves 612,567
 Undivided Earnings 55,564,381
  TOTAL EQUITY 60,013,865
  TOTAL LIABILITIES, SHARES, & EQUITY 534,459,443
INCOME & EXPENSE  
 Loan Income 16,571,310
 Investment Income 317,689
 Other Income 7,609,700
 Total Employee Compensation & Benefits 8,859,723
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 6,882,778
 Non-operating Income & (Expense) 331,443
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,373,000
 Cost of Funds 4,471,184
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,243,457
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