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FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CUMBERLAND, MD with 19 branch locations and about $577.86 million in total assets. Opened 62 years ago in 1959, FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION has about 32,318 members and employs 156 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 252177121
Name:FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 1377
CUMBERLAND, MD 21501-1377
Phone:(301) 784-3000
Fax:
Website:http://www.firstpeoples.com
Branches:19 branch locations
Members:32,318
Credit Union Type:Federal Credit Union
Charter Number:13345
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1959
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$577,862,019
CEO/Manager:Stacey Bingaman
Chairperson:Terri Friend

Call Report

  • Commercial Loans
  • Debt Cancellation/Suspension
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 156,145,826
TOTAL INVESTMENTS 13,881,006
Loans Held for Sale 3,674,701
 
 Real Estate Loans 273,736,242
 Unsecured Loans 22,577,553
 Other Loans 91,636,161
 TOTAL LOANS 387,949,956
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,365,383
 Land And Building 11,418,327
 Other Fixed Assets 2,724,561
 NCUSIF Deposit 4,070,978
 All Other Assets 3,362,047
  TOTAL ASSETS 577,862,019
LIABILITIES & CAPITAL:  
 Dividends Payable 334,559
 Notes & Interest Payable 12,995,000
 Accounts Payable & Other Liabilities 7,194,075
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 117,454,037
 Regular shares 254,098,602
 All Other Shares & Deposits 124,874,832
  TOTAL SHARES & DEPOSITS 496,427,471
  TOTAL LIABILITIES 516,951,105
 Regular Reserve 3,836,917
 Other Reserves 591,165
 Undivided Earnings 56,482,832
  TOTAL EQUITY 60,910,914
  TOTAL LIABILITIES, SHARES, & EQUITY 577,862,019
INCOME & EXPENSE  
 Loan Income 4,075,040
 Investment Income 48,546
 Other Income 1,150,288
 Total Employee Compensation & Benefits 2,408,349
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,611,669
 Non-operating Income & (Expense) 18,675
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 300,000
 Cost of Funds 937,186
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 918,452
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