Credit Unions Near Me
National Credit Union Service Organization

EFCU FINANCIAL CREDIT UNION

Dec, 31, 2023 — EFCU FINANCIAL CREDIT UNION is a federal credit union headquartered in BATON ROUGE, LA with 8 branch locations and about $1.02 billion in total assets. Opened 90 years ago in 1934, EFCU FINANCIAL CREDIT UNION has about 64,614 members and employs 130 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 265473511
Name:EFCU FINANCIAL CREDIT UNION
Address:
(Main Office)
10719 Airline Hwy
BATON ROUGE, LA 70816-4213
Phone:(225) 214-6800
Fax:(225) 214-6851
Website:https://www.efcufinancial.org
Branches:8 branch locations
Members:64,614
Credit Union Type:Federal Credit Union
Charter Number:13
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1934
Last Audited:Dec 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$1,021,395,443
CEO/Manager:Tom Kuslikis
Chairperson:Darrell Langlois

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 76,932,009
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 294,345,606
 Unsecured Loans 31,302,686
 Other Loans 586,655,311
 TOTAL LOANS 912,303,603
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,216,236
 Land And Building 12,238,301
 Other Fixed Assets 671,730
 NCUSIF Deposit 7,623,047
 All Other Assets 512,067
  TOTAL ASSETS 1,021,395,443
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 30,000,000
 Accounts Payable & Other Liabilities 7,702,748
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 15,000,000
 Share Drafts 111,950,689
 Regular shares 169,573,681
 All Other Shares & Deposits 604,151,069
  TOTAL SHARES & DEPOSITS 885,675,439
  TOTAL LIABILITIES 938,378,187
 Regular Reserve 0
 Other Reserves -1,093,237
 Undivided Earnings 84,110,493
  TOTAL EQUITY 83,017,256
  TOTAL LIABILITIES, SHARES, & EQUITY 1,021,395,443
INCOME & EXPENSE  
 Loan Income 40,583,283
 Investment Income 3,144,659
 Other Income 5,121,252
 Total Employee Compensation & Benefits 11,131,829
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 11,020,126
 Non-operating Income & (Expense) -25,750
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,481,421
 Cost of Funds 20,992,042
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 10,446,571
↑ Back to Top

Other Credit Unions

A M E CHURCH FEDERAL CREDIT UNION
4600 Sherwood Common Blvd
BATON ROUGE, LA 70816-4890
A L E C FEDERAL CREDIT UNION
10725 Airline Hwy
BATON ROUGE, LA 70816
S.A.I.F. FEDERAL CREDIT UNION
PO BOX 77959
BATON ROUGE, LA 70879
EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION
4836 Plank Rd
BATON ROUGE, LA 70805
LES FEDERAL CREDIT UNION
950 N 22nd St Ste C
BATON ROUGE, LA 70802
LIVINGSTON PARISH FEDERAL CREDIT UNION
890 Florida Ave SE
DENHAM SPRINGS, LA 70726
BRECO FEDERAL CREDIT UNION
1850 S Sherwood Forest Blvd
BATON ROUGE, LA 70816-8321
LOUISIANA USA FEDERAL CREDIT UNION
10289 Airline Hwy
BATON ROUGE, LA 70816
BAYOU FEDERAL CREDIT UNION
5880 Florida Blvd
BATON ROUGE, LA 70806-4247
BATON ROUGE FIRE DEPARTMENT FEDERAL CREDIT UNION
11123 Boardwalk Dr
BATON ROUGE, LA 70816