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EFCU FINANCIAL CREDIT UNION

Mar, 31, 2021 — EFCU FINANCIAL CREDIT UNION is a federal credit union headquartered in BATON ROUGE, LA with 8 branch locations and about $656.54 million in total assets. Opened 87 years ago in 1934, EFCU FINANCIAL CREDIT UNION has about 51,806 members and employs 107 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 265473511
Name:EFCU FINANCIAL CREDIT UNION
Address:
(Main Office)
10719 AIRLINE HWY
BATON ROUGE, LA 70816-4213
Phone:(225) 214-6800
Fax:(225) 214-6851
Website:http://www.efcufinancial.org
Branches:8 branch locations
Members:51,806
Credit Union Type:Federal Credit Union
Charter Number:13
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1934
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$656,537,368
CEO/Manager:Tyler Grodi
Chairperson:Darrell Langlois

Call Report

  • Commercial Loans
  • Debt Cancellation/Suspension
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 96,200,210
TOTAL INVESTMENTS 3,461,848
Loans Held for Sale 0
 
 Real Estate Loans 139,755,406
 Unsecured Loans 23,392,282
 Other Loans 373,313,659
 TOTAL LOANS 536,461,347
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,592,107
 Land And Building 9,898,763
 Other Fixed Assets 706,708
 NCUSIF Deposit 4,828,045
 All Other Assets 6,572,554
  TOTAL ASSETS 656,537,368
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 19,000,000
 Accounts Payable & Other Liabilities 4,020,876
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 5,000,000
 Share Drafts 112,668,632
 Regular shares 183,682,175
 All Other Shares & Deposits 276,980,744
  TOTAL SHARES & DEPOSITS 573,331,551
  TOTAL LIABILITIES 601,352,427
 Regular Reserve 7,444,267
 Other Reserves -1,444,982
 Undivided Earnings 49,185,656
  TOTAL EQUITY 55,184,941
  TOTAL LIABILITIES, SHARES, & EQUITY 656,537,368
INCOME & EXPENSE  
 Loan Income 5,243,538
 Investment Income 2,786
 Other Income 901,875
 Total Employee Compensation & Benefits 2,122,955
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,993,636
 Non-operating Income & (Expense) -7,952
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,096
 Cost of Funds 1,655,707
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,095,797
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