Mar, 31, 2021 — ONE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in Parkersburg, WV with 1 branch location and about $94.73 million in total assets. Opened 63 years ago in 1958, ONE COMMUNITY FEDERAL CREDIT UNION has about 6,773 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ONE COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 531 5th St Parkersburg, WV 26101 |
| Phone: | (304) 865-0439 |
| Fax: | (304) 485-1591 |
| Website: | http://www.onecommunityfcu.net |
| Branches: | 1 branch locations |
| Members: | 6,773 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12143 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2019 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $94,725,550 |
| CEO/Manager: | Steven F Napier |
| Chairperson: | Timothy A Bibbee |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 24,636,775 |
| TOTAL INVESTMENTS | 13,625,984 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,606,870 |
| Unsecured Loans | 3,531,443 |
| Other Loans | 29,848,373 |
| TOTAL LOANS | 52,986,686 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -245,507 |
| Land And Building | 1,030,054 |
| Other Fixed Assets | 103,652 |
| NCUSIF Deposit | 750,970 |
| All Other Assets | 1,836,936 |
| TOTAL ASSETS | 94,725,550 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 511,463 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,090,724 |
| Regular shares | 59,912,426 |
| All Other Shares & Deposits | 8,868,039 |
| TOTAL SHARES & DEPOSITS | 85,871,189 |
| TOTAL LIABILITIES | 86,382,652 |
| Regular Reserve | 1,074,012 |
| Other Reserves | 0 |
| Undivided Earnings | 7,268,886 |
| TOTAL EQUITY | 8,342,898 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 94,725,550 |
| INCOME & EXPENSE | |
| Loan Income | 545,826 |
| Investment Income | 35,792 |
| Other Income | 113,257 |
| Total Employee Compensation & Benefits | 268,008 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 415,146 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -21,158 |
| Cost of Funds | 37,985 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 18,156 |
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