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ONE COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2020 — ONE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in Parkersburg, WV with 1 branch location and about $89.28 million in total assets. Opened 63 years ago in 1958, ONE COMMUNITY FEDERAL CREDIT UNION has about 6,677 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ONE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
531 5th St
Parkersburg, WV 26101
Phone:(304) 865-0439
Fax:(304) 485-1591
Website:http://www.onecommunityfcu.net
Branches:1 branch locations
Members:6,677
Credit Union Type:Federal Credit Union
Charter Number:12143
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1958
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$89,283,382
CEO/Manager:Steven F Napier
Chairperson:Timothy A Bibbee

Call Report

  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 17,681,403
TOTAL INVESTMENTS 15,305,958
Loans Held for Sale 0
 
 Real Estate Loans 20,870,398
 Unsecured Loans 3,760,707
 Other Loans 28,333,399
 TOTAL LOANS 52,964,504
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -268,192
 Land And Building 1,043,209
 Other Fixed Assets 107,852
 NCUSIF Deposit 750,970
 All Other Assets 1,697,678
  TOTAL ASSETS 89,283,382
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 457,155
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 15,759,386
 Regular shares 56,098,204
 All Other Shares & Deposits 8,643,895
  TOTAL SHARES & DEPOSITS 80,501,485
  TOTAL LIABILITIES 80,958,640
 Regular Reserve 1,074,012
 Other Reserves 0
 Undivided Earnings 7,250,730
  TOTAL EQUITY 8,324,742
  TOTAL LIABILITIES, SHARES, & EQUITY 89,283,382
INCOME & EXPENSE  
 Loan Income 2,265,760
 Investment Income 302,113
 Other Income 570,901
 Total Employee Compensation & Benefits 1,023,321
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,500,115
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 30,738
 Cost of Funds 143,967
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 440,633
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