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ONE COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2021 — ONE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in PARKERSBURG, WV with 1 branch location and about $97.31 million in total assets. Opened 64 years ago in 1958, ONE COMMUNITY FEDERAL CREDIT UNION has about 7,656 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ONE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
531 5th St
PARKERSBURG, WV 26101
Phone:(304) 865-0439
Fax:(304) 485-1591
Website:http://www.onecommunityfcu.net
Branches:1 branch locations
Members:7,656
Credit Union Type:Federal Credit Union
Charter Number:12143
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1958
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$97,311,585
CEO/Manager:Steven F Napier
Chairperson:Timothy A Bibbee

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,109,299
TOTAL INVESTMENTS 8,100,983
Loans Held for Sale 0
 
 Real Estate Loans 18,186,527
 Unsecured Loans 3,614,260
 Other Loans 58,179,573
 TOTAL LOANS 79,980,360
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -232,343
 Land And Building 990,587
 Other Fixed Assets 94,351
 NCUSIF Deposit 851,429
 All Other Assets 2,416,919
  TOTAL ASSETS 97,311,585
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 329,207
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 16,710,531
 Regular shares 62,491,327
 All Other Shares & Deposits 8,750,277
  TOTAL SHARES & DEPOSITS 87,952,135
  TOTAL LIABILITIES 88,281,342
 Regular Reserve 1,074,012
 Other Reserves 0
 Undivided Earnings 7,956,231
  TOTAL EQUITY 9,030,243
  TOTAL LIABILITIES, SHARES, & EQUITY 97,311,585
INCOME & EXPENSE  
 Loan Income 2,749,843
 Investment Income 103,669
 Other Income 536,874
 Total Employee Compensation & Benefits 1,047,634
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,722,474
 Non-operating Income & (Expense) -200
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -21,158
 Cost of Funds 159,454
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 705,501
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