Dec, 31, 2020 — ONE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in Parkersburg, WV with 1 branch location and about $89.28 million in total assets. Opened 63 years ago in 1958, ONE COMMUNITY FEDERAL CREDIT UNION has about 6,677 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ONE COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 531 5th St Parkersburg, WV 26101 |
| Phone: | (304) 865-0439 |
| Fax: | (304) 485-1591 |
| Website: | http://www.onecommunityfcu.net |
| Branches: | 1 branch locations |
| Members: | 6,677 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12143 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2019 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $89,283,382 |
| CEO/Manager: | Steven F Napier |
| Chairperson: | Timothy A Bibbee |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 17,681,403 |
| TOTAL INVESTMENTS | 15,305,958 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 20,870,398 |
| Unsecured Loans | 3,760,707 |
| Other Loans | 28,333,399 |
| TOTAL LOANS | 52,964,504 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -268,192 |
| Land And Building | 1,043,209 |
| Other Fixed Assets | 107,852 |
| NCUSIF Deposit | 750,970 |
| All Other Assets | 1,697,678 |
| TOTAL ASSETS | 89,283,382 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 457,155 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,759,386 |
| Regular shares | 56,098,204 |
| All Other Shares & Deposits | 8,643,895 |
| TOTAL SHARES & DEPOSITS | 80,501,485 |
| TOTAL LIABILITIES | 80,958,640 |
| Regular Reserve | 1,074,012 |
| Other Reserves | 0 |
| Undivided Earnings | 7,250,730 |
| TOTAL EQUITY | 8,324,742 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 89,283,382 |
| INCOME & EXPENSE | |
| Loan Income | 2,265,760 |
| Investment Income | 302,113 |
| Other Income | 570,901 |
| Total Employee Compensation & Benefits | 1,023,321 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,500,115 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,738 |
| Cost of Funds | 143,967 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 440,633 |
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