Dec, 31, 2023 — ONE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in PARKERSBURG, WV with 1 branch location and about $102.20 million in total assets. Opened 66 years ago in 1958, ONE COMMUNITY FEDERAL CREDIT UNION has about 7,815 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ONE COMMUNITY FEDERAL CREDIT UNION |
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Address: (Main Office) | 531 5th St PARKERSBURG, WV 26101 |
Phone: | (304) 865-0439 |
Fax: | (304) 485-1591 |
Website: | https://www.onecommunityfcu.net |
Branches: | 1 branch locations |
Members: | 7,815 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 12143 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1958 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $102,202,916 |
CEO/Manager: | Steven F Napier |
Chairperson: | Timothy A Bibbee |
ASSETS: | $ Amount |
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Cash & Equivalents | 4,634,107 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 16,543,409 |
Unsecured Loans | 5,150,729 |
Other Loans | 69,383,172 |
TOTAL LOANS | 91,077,310 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -675,222 |
Land And Building | 892,319 |
Other Fixed Assets | 2,380,803 |
NCUSIF Deposit | 882,590 |
All Other Assets | 70,380 |
TOTAL ASSETS | 102,202,916 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 719,438 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 17,619,593 |
Regular shares | 52,350,494 |
All Other Shares & Deposits | 20,881,028 |
TOTAL SHARES & DEPOSITS | 90,851,115 |
TOTAL LIABILITIES | 91,570,553 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 10,632,363 |
TOTAL EQUITY | 10,632,363 |
TOTAL LIABILITIES, SHARES, & EQUITY | 102,202,916 |
INCOME & EXPENSE | |
Loan Income | 4,651,599 |
Investment Income | 222,330 |
Other Income | 721,714 |
Total Employee Compensation & Benefits | 1,256,588 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 2,091,991 |
Non-operating Income & (Expense) | -26,550 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 592,018 |
Cost of Funds | 709,057 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 1,017,680 |
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