Dec, 31, 2020 — ONE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in Parkersburg, WV with 1 branch location and about $89.28 million in total assets. Opened 63 years ago in 1958, ONE COMMUNITY FEDERAL CREDIT UNION has about 6,677 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ONE COMMUNITY FEDERAL CREDIT UNION |
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Address: (Main Office) | 531 5th St Parkersburg, WV 26101 |
Phone: | (304) 865-0439 |
Fax: | (304) 485-1591 |
Website: | http://www.onecommunityfcu.net |
Branches: | 1 branch locations |
Members: | 6,677 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 12143 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1958 |
Last Audited: | Dec 01, 2019 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $89,283,382 |
CEO/Manager: | Steven F Napier |
Chairperson: | Timothy A Bibbee |
ASSETS: | $ Amount |
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Cash & Equivalents | 17,681,403 |
TOTAL INVESTMENTS | 15,305,958 |
Loans Held for Sale | 0 |
Real Estate Loans | 20,870,398 |
Unsecured Loans | 3,760,707 |
Other Loans | 28,333,399 |
TOTAL LOANS | 52,964,504 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -268,192 |
Land And Building | 1,043,209 |
Other Fixed Assets | 107,852 |
NCUSIF Deposit | 750,970 |
All Other Assets | 1,697,678 |
TOTAL ASSETS | 89,283,382 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 457,155 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 15,759,386 |
Regular shares | 56,098,204 |
All Other Shares & Deposits | 8,643,895 |
TOTAL SHARES & DEPOSITS | 80,501,485 |
TOTAL LIABILITIES | 80,958,640 |
Regular Reserve | 1,074,012 |
Other Reserves | 0 |
Undivided Earnings | 7,250,730 |
TOTAL EQUITY | 8,324,742 |
TOTAL LIABILITIES, SHARES, & EQUITY | 89,283,382 |
INCOME & EXPENSE | |
Loan Income | 2,265,760 |
Investment Income | 302,113 |
Other Income | 570,901 |
Total Employee Compensation & Benefits | 1,023,321 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,500,115 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,738 |
Cost of Funds | 143,967 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 440,633 |
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