Dec, 31, 2021 — ONE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in PARKERSBURG, WV with 1 branch location and about $97.31 million in total assets. Opened 64 years ago in 1958, ONE COMMUNITY FEDERAL CREDIT UNION has about 7,656 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ONE COMMUNITY FEDERAL CREDIT UNION |
---|---|
Address: (Main Office) | 531 5th St PARKERSBURG, WV 26101 |
Phone: | (304) 865-0439 |
Fax: | (304) 485-1591 |
Website: | http://www.onecommunityfcu.net |
Branches: | 1 branch locations |
Members: | 7,656 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 12143 |
---|---|
Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1958 |
Last Audited: | Dec 01, 2020 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $97,311,585 |
CEO/Manager: | Steven F Napier |
Chairperson: | Timothy A Bibbee |
ASSETS: | $ Amount |
---|---|
Cash & Equivalents | 5,109,299 |
TOTAL INVESTMENTS | 8,100,983 |
Loans Held for Sale | 0 |
Real Estate Loans | 18,186,527 |
Unsecured Loans | 3,614,260 |
Other Loans | 58,179,573 |
TOTAL LOANS | 79,980,360 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -232,343 |
Land And Building | 990,587 |
Other Fixed Assets | 94,351 |
NCUSIF Deposit | 851,429 |
All Other Assets | 2,416,919 |
TOTAL ASSETS | 97,311,585 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 329,207 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 16,710,531 |
Regular shares | 62,491,327 |
All Other Shares & Deposits | 8,750,277 |
TOTAL SHARES & DEPOSITS | 87,952,135 |
TOTAL LIABILITIES | 88,281,342 |
Regular Reserve | 1,074,012 |
Other Reserves | 0 |
Undivided Earnings | 7,956,231 |
TOTAL EQUITY | 9,030,243 |
TOTAL LIABILITIES, SHARES, & EQUITY | 97,311,585 |
INCOME & EXPENSE | |
Loan Income | 2,749,843 |
Investment Income | 103,669 |
Other Income | 536,874 |
Total Employee Compensation & Benefits | 1,047,634 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,722,474 |
Non-operating Income & (Expense) | -200 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -21,158 |
Cost of Funds | 159,454 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 705,501 |
↑ Back to Top |