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ONE COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2022 — ONE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in PARKERSBURG, WV with 1 branch location and about $101.04 million in total assets. Opened 65 years ago in 1958, ONE COMMUNITY FEDERAL CREDIT UNION has about 7,433 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ONE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
531 5th St
PARKERSBURG, WV 26101
Phone:(304) 865-0439
Fax:(304) 485-1591
Website:https://www.onecommunityfcu.net
Branches:1 branch locations
Members:7,433
Credit Union Type:Federal Credit Union
Charter Number:12143
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1958
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$101,037,412
CEO/Manager:Steven F Napier
Chairperson:Timothy A Bibbee

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,636,902
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 17,142,527
 Unsecured Loans 4,217,609
 Other Loans 68,472,035
 TOTAL LOANS 89,832,171
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -237,629
 Land And Building 951,122
 Other Fixed Assets 173,982
 NCUSIF Deposit 860,063
 All Other Assets 16,749
  TOTAL ASSETS 101,037,412
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 287,074
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 17,449,320
 Regular shares 64,748,931
 All Other Shares & Deposits 8,983,924
  TOTAL SHARES & DEPOSITS 91,182,175
  TOTAL LIABILITIES 91,469,249
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 9,568,163
  TOTAL EQUITY 9,568,163
  TOTAL LIABILITIES, SHARES, & EQUITY 101,037,412
INCOME & EXPENSE  
 Loan Income 2,841,471
 Investment Income 43,241
 Other Income 566,994
 Total Employee Compensation & Benefits 898,916
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,707,506
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 253,078
 Cost of Funds 127,774
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 537,920
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