Dec, 31, 2022 — ONE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in PARKERSBURG, WV with 1 branch location and about $101.04 million in total assets. Opened 65 years ago in 1958, ONE COMMUNITY FEDERAL CREDIT UNION has about 7,433 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ONE COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 531 5th St PARKERSBURG, WV 26101 |
| Phone: | (304) 865-0439 |
| Fax: | (304) 485-1591 |
| Website: | https://www.onecommunityfcu.net |
| Branches: | 1 branch locations |
| Members: | 7,433 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12143 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $101,037,412 |
| CEO/Manager: | Steven F Napier |
| Chairperson: | Timothy A Bibbee |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,636,902 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,142,527 |
| Unsecured Loans | 4,217,609 |
| Other Loans | 68,472,035 |
| TOTAL LOANS | 89,832,171 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -237,629 |
| Land And Building | 951,122 |
| Other Fixed Assets | 173,982 |
| NCUSIF Deposit | 860,063 |
| All Other Assets | 16,749 |
| TOTAL ASSETS | 101,037,412 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 287,074 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,449,320 |
| Regular shares | 64,748,931 |
| All Other Shares & Deposits | 8,983,924 |
| TOTAL SHARES & DEPOSITS | 91,182,175 |
| TOTAL LIABILITIES | 91,469,249 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 9,568,163 |
| TOTAL EQUITY | 9,568,163 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 101,037,412 |
| INCOME & EXPENSE | |
| Loan Income | 2,841,471 |
| Investment Income | 43,241 |
| Other Income | 566,994 |
| Total Employee Compensation & Benefits | 898,916 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,707,506 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 253,078 |
| Cost of Funds | 127,774 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 537,920 |
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