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ONE COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2023 — ONE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in PARKERSBURG, WV with 1 branch location and about $102.20 million in total assets. Opened 66 years ago in 1958, ONE COMMUNITY FEDERAL CREDIT UNION has about 7,815 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ONE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
531 5th St
PARKERSBURG, WV 26101
Phone:(304) 865-0439
Fax:(304) 485-1591
Website:https://www.onecommunityfcu.net
Branches:1 branch locations
Members:7,815
Credit Union Type:Federal Credit Union
Charter Number:12143
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1958
Last Audited:Dec 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$102,202,916
CEO/Manager:Steven F Napier
Chairperson:Timothy A Bibbee

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,634,107
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 16,543,409
 Unsecured Loans 5,150,729
 Other Loans 69,383,172
 TOTAL LOANS 91,077,310
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -675,222
 Land And Building 892,319
 Other Fixed Assets 2,380,803
 NCUSIF Deposit 882,590
 All Other Assets 70,380
  TOTAL ASSETS 102,202,916
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 719,438
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 17,619,593
 Regular shares 52,350,494
 All Other Shares & Deposits 20,881,028
  TOTAL SHARES & DEPOSITS 90,851,115
  TOTAL LIABILITIES 91,570,553
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 10,632,363
  TOTAL EQUITY 10,632,363
  TOTAL LIABILITIES, SHARES, & EQUITY 102,202,916
INCOME & EXPENSE  
 Loan Income 4,651,599
 Investment Income 222,330
 Other Income 721,714
 Total Employee Compensation & Benefits 1,256,588
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,091,991
 Non-operating Income & (Expense) -26,550
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 592,018
 Cost of Funds 709,057
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,017,680
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