Dec, 31, 2022 — ONE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in PARKERSBURG, WV with 1 branch location and about $101.04 million in total assets. Opened 65 years ago in 1958, ONE COMMUNITY FEDERAL CREDIT UNION has about 7,433 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ONE COMMUNITY FEDERAL CREDIT UNION |
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Address: (Main Office) | 531 5th St PARKERSBURG, WV 26101 |
Phone: | (304) 865-0439 |
Fax: | (304) 485-1591 |
Website: | https://www.onecommunityfcu.net |
Branches: | 1 branch locations |
Members: | 7,433 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 12143 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1958 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $101,037,412 |
CEO/Manager: | Steven F Napier |
Chairperson: | Timothy A Bibbee |
ASSETS: | $ Amount |
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Cash & Equivalents | 3,636,902 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 17,142,527 |
Unsecured Loans | 4,217,609 |
Other Loans | 68,472,035 |
TOTAL LOANS | 89,832,171 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -237,629 |
Land And Building | 951,122 |
Other Fixed Assets | 173,982 |
NCUSIF Deposit | 860,063 |
All Other Assets | 16,749 |
TOTAL ASSETS | 101,037,412 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 287,074 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 17,449,320 |
Regular shares | 64,748,931 |
All Other Shares & Deposits | 8,983,924 |
TOTAL SHARES & DEPOSITS | 91,182,175 |
TOTAL LIABILITIES | 91,469,249 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 9,568,163 |
TOTAL EQUITY | 9,568,163 |
TOTAL LIABILITIES, SHARES, & EQUITY | 101,037,412 |
INCOME & EXPENSE | |
Loan Income | 2,841,471 |
Investment Income | 43,241 |
Other Income | 566,994 |
Total Employee Compensation & Benefits | 898,916 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 1,707,506 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 253,078 |
Cost of Funds | 127,774 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 537,920 |
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