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MID OREGON FEDERAL CREDIT UNION

Dec, 31, 2023 — MID OREGON FEDERAL CREDIT UNION is a federal credit union headquartered in BEND, OR with 9 branch locations and about $706.12 million in total assets. Opened 67 years ago in 1957, MID OREGON FEDERAL CREDIT UNION has about 46,635 members and employs 151 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 323274186
Name:MID OREGON FEDERAL CREDIT UNION
Address:
(Main Office)
63088 18th St
BEND, OR 97701-7102
Phone:(541) 382-1795
Fax:
Website:https://www.midoregon.com
Branches:9 branch locations
Members:46,635
Credit Union Type:Federal Credit Union
Charter Number:12084
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1957
Last Audited:Mar 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$706,115,871
CEO/Manager:Kevin L Cole
Chairperson:Tim S Johnson

Call Report

  • Credit Builder
  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 32,061,591
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 340,467,154
 Unsecured Loans 19,814,140
 Other Loans 246,151,909
 TOTAL LOANS 606,433,204
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -4,973,820
 Land And Building 20,213,666
 Other Fixed Assets 1,930,854
 NCUSIF Deposit 5,752,415
 All Other Assets 568,963
  TOTAL ASSETS 706,115,871
LIABILITIES & CAPITAL:  
 Dividends Payable 12,725
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 6,590,623
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 10,000,000
 Share Drafts 165,546,752
 Regular shares 107,607,995
 All Other Shares & Deposits 349,918,634
  TOTAL SHARES & DEPOSITS 623,073,381
  TOTAL LIABILITIES 639,676,729
 Regular Reserve 0
 Other Reserves 1,658,708
 Undivided Earnings 64,780,434
  TOTAL EQUITY 66,439,142
  TOTAL LIABILITIES, SHARES, & EQUITY 706,115,871
INCOME & EXPENSE  
 Loan Income 35,622,271
 Investment Income 2,280,799
 Other Income 3,020,729
 Total Employee Compensation & Benefits 13,808,051
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 8,351,939
 Non-operating Income & (Expense) -201,890
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,132,028
 Cost of Funds 7,849,124
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 13,466,089
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