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COUNTY EDUCATORS FEDERAL CREDIT UNION

Mar, 31, 2021 — COUNTY EDUCATORS FEDERAL CREDIT UNION is a federal credit union headquartered in Roselle Park, NJ with 2 branch locations and about $121.79 million in total assets. Opened 86 years ago in 1935, COUNTY EDUCATORS FEDERAL CREDIT UNION has about 9,575 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COUNTY EDUCATORS FEDERAL CREDIT UNION
Address:
(Main Office)
16 E Lincoln Ave
Roselle Park, NJ 07204-1743
Phone:(908) 245-0173
Fax:(908) 245-5953
Website:http://www.countyedfcu.org
Branches:2 branch locations
Members:9,575
Credit Union Type:Federal Credit Union
Charter Number:120
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1935
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$121,792,112
CEO/Manager:Judy Pinho
Chairperson:Frank Malta

Call Report

  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 29,957,219
TOTAL INVESTMENTS 48,325,852
Loans Held for Sale 0
 
 Real Estate Loans 17,341,940
 Unsecured Loans 6,558,108
 Other Loans 15,396,164
 TOTAL LOANS 39,296,212
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -251,735
 Land And Building 333,673
 Other Fixed Assets 72,597
 NCUSIF Deposit 1,014,545
 All Other Assets 3,043,749
  TOTAL ASSETS 121,792,112
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 950,928
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 16,915,225
 Regular shares 76,833,076
 All Other Shares & Deposits 18,544,408
  TOTAL SHARES & DEPOSITS 112,292,709
  TOTAL LIABILITIES 113,243,637
 Regular Reserve 1,019,335
 Other Reserves -809,842
 Undivided Earnings 8,338,982
  TOTAL EQUITY 8,548,475
  TOTAL LIABILITIES, SHARES, & EQUITY 121,792,112
INCOME & EXPENSE  
 Loan Income 515,030
 Investment Income 203,883
 Other Income 169,845
 Total Employee Compensation & Benefits 403,291
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 438,078
 Non-operating Income & (Expense) 48,460
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 34,751
 Cost of Funds 47,315
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 218,377
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