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COUNTY EDUCATORS FEDERAL CREDIT UNION

Dec, 31, 2020 — COUNTY EDUCATORS FEDERAL CREDIT UNION is a federal credit union headquartered in Roselle Park, NJ with 2 branch locations and about $116.77 million in total assets. Opened 86 years ago in 1935, COUNTY EDUCATORS FEDERAL CREDIT UNION has about 9,630 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COUNTY EDUCATORS FEDERAL CREDIT UNION
Address:
(Main Office)
16 E Lincoln Ave
Roselle Park, NJ 07204-1743
Phone:(908) 245-0173
Fax:(908) 245-5953
Website:http://www.countyedfcu.org
Branches:2 branch locations
Members:9,630
Credit Union Type:Federal Credit Union
Charter Number:120
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1935
Last Audited:Jun 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$116,766,152
CEO/Manager:Judy Pinho
Chairperson:Frank Malta

Call Report

  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 25,437,458
TOTAL INVESTMENTS 48,325,639
Loans Held for Sale 0
 
 Real Estate Loans 18,875,481
 Unsecured Loans 6,761,183
 Other Loans 13,175,105
 TOTAL LOANS 38,811,769
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -225,913
 Land And Building 338,328
 Other Fixed Assets 77,779
 NCUSIF Deposit 1,014,545
 All Other Assets 2,986,547
  TOTAL ASSETS 116,766,152
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 926,506
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 16,434,718
 Regular shares 72,945,836
 All Other Shares & Deposits 18,145,881
  TOTAL SHARES & DEPOSITS 107,526,435
  TOTAL LIABILITIES 108,452,941
 Regular Reserve 1,019,335
 Other Reserves -826,729
 Undivided Earnings 8,120,605
  TOTAL EQUITY 8,313,211
  TOTAL LIABILITIES, SHARES, & EQUITY 116,766,152
INCOME & EXPENSE  
 Loan Income 2,201,039
 Investment Income 1,019,864
 Other Income 765,968
 Total Employee Compensation & Benefits 1,736,623
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,573,289
 Non-operating Income & (Expense) -38,572
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 213,163
 Cost of Funds 235,583
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 189,641
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