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MERCER COUNTY COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — MERCER COUNTY COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in HERMITAGE, PA with 2 branch locations and about $99.71 million in total assets. Opened 64 years ago in 1957, MERCER COUNTY COMMUNITY FEDERAL CREDIT UNION has about 10,454 members and employs 24 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MERCER COUNTY COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
559 N HERMITAGE RD
HERMITAGE, PA 16148-3227
Phone:(724) 981-9410
Fax:(724) 981-9412
Website:http://www.mercomfcu.org
Branches:2 branch locations
Members:10,454
Credit Union Type:Federal Credit Union
Charter Number:11891
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1957
Last Audited:Oct 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$99,711,587
CEO/Manager:Sandi Carangi
Chairperson:Edward M Zipay

Call Report

  • Indirect Consumer Loans
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,482,601
TOTAL INVESTMENTS 28,076,721
Loans Held for Sale 0
 
 Real Estate Loans 9,408,415
 Unsecured Loans 3,974,928
 Other Loans 35,192,705
 TOTAL LOANS 48,576,048
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -114,935
 Land And Building 1,113,237
 Other Fixed Assets 146,526
 NCUSIF Deposit 821,159
 All Other Assets 1,610,230
  TOTAL ASSETS 99,711,587
LIABILITIES & CAPITAL:  
 Dividends Payable 68,754
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 190,337
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 13,655,696
 Regular shares 69,106,591
 All Other Shares & Deposits 8,445,075
  TOTAL SHARES & DEPOSITS 91,207,362
  TOTAL LIABILITIES 91,466,453
 Regular Reserve 1,202,912
 Other Reserves 219,169
 Undivided Earnings 6,823,053
  TOTAL EQUITY 8,245,134
  TOTAL LIABILITIES, SHARES, & EQUITY 99,711,587
INCOME & EXPENSE  
 Loan Income 534,100
 Investment Income 92,446
 Other Income 52,393
 Total Employee Compensation & Benefits 265,911
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 300,034
 Non-operating Income & (Expense) 4,687
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 7,861
 Cost of Funds 25,516
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 108,372
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