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MERCER COUNTY COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2020 — MERCER COUNTY COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in HERMITAGE, PA with 2 branch locations and about $92.83 million in total assets. Opened 64 years ago in 1957, MERCER COUNTY COMMUNITY FEDERAL CREDIT UNION has about 10,333 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MERCER COUNTY COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
559 N HERMITAGE RD
HERMITAGE, PA 16148-3227
Phone:(724) 981-9410
Fax:(724) 981-9412
Website:http://www.mercomfcu.org
Branches:2 branch locations
Members:10,333
Credit Union Type:Federal Credit Union
Charter Number:11891
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1957
Last Audited:Oct 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$92,829,288
CEO/Manager:Sandi Carangi
Chairperson:Edward M Zipay

Call Report

  • Indirect Consumer Loans
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,193,122
TOTAL INVESTMENTS 26,775,708
Loans Held for Sale 0
 
 Real Estate Loans 9,953,736
 Unsecured Loans 4,302,964
 Other Loans 33,026,577
 TOTAL LOANS 47,283,277
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -106,227
 Land And Building 1,122,422
 Other Fixed Assets 158,390
 NCUSIF Deposit 821,159
 All Other Assets 1,581,437
  TOTAL ASSETS 92,829,288
LIABILITIES & CAPITAL:  
 Dividends Payable 76,232
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 163,929
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 11,879,301
 Regular shares 64,178,465
 All Other Shares & Deposits 8,394,599
  TOTAL SHARES & DEPOSITS 84,452,365
  TOTAL LIABILITIES 84,692,526
 Regular Reserve 1,202,912
 Other Reserves 219,169
 Undivided Earnings 6,714,681
  TOTAL EQUITY 8,136,762
  TOTAL LIABILITIES, SHARES, & EQUITY 92,829,288
INCOME & EXPENSE  
 Loan Income 1,938,745
 Investment Income 543,426
 Other Income 366,841
 Total Employee Compensation & Benefits 1,038,310
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,038,782
 Non-operating Income & (Expense) 51,470
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 66,651
 Cost of Funds 129,899
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 626,840
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