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FAMILY TRUST FEDERAL CREDIT UNION

Mar, 31, 2021 — FAMILY TRUST FEDERAL CREDIT UNION is a federal credit union headquartered in Rock Hill, SC with 7 branch locations and about $649.00 million in total assets. Opened 64 years ago in 1957, FAMILY TRUST FEDERAL CREDIT UNION has about 48,424 members and employs 156 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FAMILY TRUST FEDERAL CREDIT UNION
Address:
(Main Office)
PO Drawer 10233
Rock Hill, SC 29731
Phone:(803) 367-4100
Fax:(803) 367-4101
Website:http://www.familytrust.org
Branches:7 branch locations
Members:48,424
Credit Union Type:Federal Credit Union
Charter Number:11554
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1957
Last Audited:Mar 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$648,996,806
CEO/Manager:Penny Pratt
Chairperson:Brown Simpson, Jr

Call Report

  • Commercial Loans
  • Debt Cancellation/Suspension
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 194,144,380
TOTAL INVESTMENTS 13,128,755
Loans Held for Sale 0
 
 Real Estate Loans 187,364,467
 Unsecured Loans 44,859,000
 Other Loans 167,209,817
 TOTAL LOANS 399,433,284
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,991,856
 Land And Building 16,999,037
 Other Fixed Assets 3,080,415
 NCUSIF Deposit 4,534,425
 All Other Assets 19,668,366
  TOTAL ASSETS 648,996,806
LIABILITIES & CAPITAL:  
 Dividends Payable 535,623
 Notes & Interest Payable 20,100,000
 Accounts Payable & Other Liabilities 5,852,557
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 108,684,279
 Regular shares 162,487,439
 All Other Shares & Deposits 291,260,954
  TOTAL SHARES & DEPOSITS 562,432,672
  TOTAL LIABILITIES 588,920,852
 Regular Reserve 3,924,328
 Other Reserves -514,673
 Undivided Earnings 56,666,299
  TOTAL EQUITY 60,075,954
  TOTAL LIABILITIES, SHARES, & EQUITY 648,996,806
INCOME & EXPENSE  
 Loan Income 4,542,748
 Investment Income 68,162
 Other Income 902,611
 Total Employee Compensation & Benefits 2,536,274
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,994,593
 Non-operating Income & (Expense) -160,654
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 388,576
 Cost of Funds 756,466
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 792,570
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