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FAMILY TRUST FEDERAL CREDIT UNION

Dec, 31, 2020 — FAMILY TRUST FEDERAL CREDIT UNION is a federal credit union headquartered in Rock Hill, SC with 7 branch locations and about $601.30 million in total assets. Opened 64 years ago in 1957, FAMILY TRUST FEDERAL CREDIT UNION has about 47,844 members and employs 146 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FAMILY TRUST FEDERAL CREDIT UNION
Address:
(Main Office)
PO Drawer 10233
Rock Hill, SC 29731
Phone:(803) 367-4100
Fax:(803) 367-4101
Website:http://www.familytrust.org
Branches:7 branch locations
Members:47,844
Credit Union Type:Federal Credit Union
Charter Number:11554
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1957
Last Audited:Mar 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$601,297,118
CEO/Manager:Penny Pratt
Chairperson:Brown Simpson, Jr

Call Report

  • Commercial Loans
  • Debt Cancellation/Suspension
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 134,035,872
TOTAL INVESTMENTS 12,105,228
Loans Held for Sale 0
 
 Real Estate Loans 199,514,997
 Unsecured Loans 48,038,329
 Other Loans 166,875,223
 TOTAL LOANS 414,428,549
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,704,188
 Land And Building 17,090,129
 Other Fixed Assets 3,077,579
 NCUSIF Deposit 4,534,424
 All Other Assets 17,729,525
  TOTAL ASSETS 601,297,118
LIABILITIES & CAPITAL:  
 Dividends Payable 582,009
 Notes & Interest Payable 22,100,000
 Accounts Payable & Other Liabilities 6,845,221
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 96,449,201
 Regular shares 139,803,006
 All Other Shares & Deposits 279,023,176
  TOTAL SHARES & DEPOSITS 515,275,383
  TOTAL LIABILITIES 544,802,613
 Regular Reserve 3,924,328
 Other Reserves -3,303,554
 Undivided Earnings 55,873,731
  TOTAL EQUITY 56,494,505
  TOTAL LIABILITIES, SHARES, & EQUITY 601,297,118
INCOME & EXPENSE  
 Loan Income 18,995,768
 Investment Income 475,382
 Other Income 12,011,022
 Total Employee Compensation & Benefits 12,292,195
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 11,478,877
 Non-operating Income & (Expense) 419,732
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,197,307
 Cost of Funds 3,736,936
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,196,589
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