Dec, 31, 2023 — DELTA COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in DELTA, CO with 2 branch locations and about $79.79 million in total assets. Opened 66 years ago in 1958, DELTA COUNTY FEDERAL CREDIT UNION has about 4,609 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | DELTA COUNTY FEDERAL CREDIT UNION |
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Address: (Main Office) | 100 Circle Dr DELTA, CO 81416 |
Phone: | (970) 874-7674 |
Fax: | (970) 874-5241 |
Website: | https://www.deltacountyfcu.com |
Branches: | 2 branch locations |
Members: | 4,609 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 24381 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1958 |
Last Audited: | Dec 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $79,790,253 |
CEO/Manager: | Michelle Fish |
Chairperson: | Alvin Williams |
ASSETS: | $ Amount |
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Cash & Equivalents | 6,096,312 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 16,297,093 |
Unsecured Loans | 416,060 |
Other Loans | 7,721,228 |
TOTAL LOANS | 24,434,382 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -68,825 |
Land And Building | 801,824 |
Other Fixed Assets | 8,509 |
NCUSIF Deposit | 763,266 |
All Other Assets | 0 |
TOTAL ASSETS | 79,790,253 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 28 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 121,387 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 14,182,089 |
Regular shares | 32,868,753 |
All Other Shares & Deposits | 26,345,188 |
TOTAL SHARES & DEPOSITS | 73,396,031 |
TOTAL LIABILITIES | 73,517,446 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 6,272,807 |
TOTAL EQUITY | 6,272,807 |
TOTAL LIABILITIES, SHARES, & EQUITY | 79,790,253 |
INCOME & EXPENSE | |
Loan Income | 1,039,284 |
Investment Income | 815,927 |
Other Income | 426,119 |
Total Employee Compensation & Benefits | 857,060 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 768,407 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 23,972 |
Cost of Funds | 378,232 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 197,287 |
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