Dec, 31, 2023 — VISION ONE CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 1 branch location and about $94.66 million in total assets. Opened 73 years ago in 1951, VISION ONE CREDIT UNION has about 1,755 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VISION ONE CREDIT UNION |
|---|---|
| Address: (Main Office) | 3279 Ramos Cir SACRAMENTO, CA 95827-2500 |
| Phone: | (916) 363-4293 |
| Fax: | (916) 363-4298 |
| Website: | https://www.visionone.org |
| Branches: | 1 branch locations |
| Members: | 1,755 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63137 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $94,663,778 |
| CEO/Manager: | Robert Schultz |
| Chairperson: | A. Nick Gutierrez |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,723,375 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 10,358,760 |
| Unsecured Loans | 0 |
| Other Loans | 70,499,726 |
| TOTAL LOANS | 80,874,982 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,374,319 |
| Land And Building | 44,547 |
| Other Fixed Assets | 158,062 |
| NCUSIF Deposit | 572,470 |
| All Other Assets | 0 |
| TOTAL ASSETS | 94,663,778 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 43,304 |
| Accounts Payable & Other Liabilities | 1,053,570 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 24,442,655 |
| Regular shares | 4,850,442 |
| All Other Shares & Deposits | 50,166,611 |
| TOTAL SHARES & DEPOSITS | 79,459,708 |
| TOTAL LIABILITIES | 80,556,582 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 14,107,196 |
| TOTAL EQUITY | 14,107,196 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 94,663,778 |
| INCOME & EXPENSE | |
| Loan Income | 3,356,312 |
| Investment Income | 604,087 |
| Other Income | 589,896 |
| Total Employee Compensation & Benefits | 1,991,305 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 978,366 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 1,112,079 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 472,515 |
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