Dec, 31, 2023 — UNCLE CREDIT UNION is a federally insured state chartered credit union headquartered in LIVERMORE, CA with 7 branch locations and about $726.00 million in total assets. Opened 67 years ago in 1957, UNCLE CREDIT UNION has about 35,938 members and employs 105 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNCLE CREDIT UNION |
|---|---|
| Address: (Main Office) | 2100 LAS POSITAS CT LIVERMORE, CA 94551-7301 |
| Phone: | (925) 447-5001 |
| Fax: | (925) 447-8410 |
| Website: | https://www.unclecu.org |
| Branches: | 7 branch locations |
| Members: | 35,938 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64482 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Mar 01, 2023 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $726,002,844 |
| CEO/Manager: | HAROLD ROUNDTREE |
| Chairperson: | Chung Bothwell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 36,643,870 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 328,605,435 |
| Unsecured Loans | 20,837,580 |
| Other Loans | 245,340,821 |
| TOTAL LOANS | 594,783,836 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,781,433 |
| Land And Building | 2,169,577 |
| Other Fixed Assets | 1,546,612 |
| NCUSIF Deposit | 5,602,202 |
| All Other Assets | 324,665 |
| TOTAL ASSETS | 726,002,844 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 22,993 |
| Notes & Interest Payable | 10,250,000 |
| Accounts Payable & Other Liabilities | 7,835,063 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 149,283,026 |
| Regular shares | 253,573,797 |
| All Other Shares & Deposits | 258,042,253 |
| TOTAL SHARES & DEPOSITS | 660,899,076 |
| TOTAL LIABILITIES | 679,048,025 |
| Regular Reserve | 0 |
| Other Reserves | -6,632,889 |
| Undivided Earnings | 53,587,708 |
| TOTAL EQUITY | 46,954,819 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 726,002,844 |
| INCOME & EXPENSE | |
| Loan Income | 28,075,488 |
| Investment Income | 1,525,891 |
| Other Income | 3,032,540 |
| Total Employee Compensation & Benefits | 11,718,623 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 12,297,526 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,730,756 |
| Cost of Funds | 7,536,098 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,864,443 |
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