Dec, 31, 2023 — SISKIYOU CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in YREKA, CA with 1 branch location and about $137.29 million in total assets. Opened 62 years ago in 1962, SISKIYOU CENTRAL CREDIT UNION has about 10,337 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SISKIYOU CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1420 Fairlane Rd YREKA, CA 96097-9549 |
| Phone: | (530) 842-1694 |
| Fax: | (530) 842-5326 |
| Website: | https://www.siskiyoucu.org |
| Branches: | 1 branch locations |
| Members: | 10,337 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61682 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $137,290,151 |
| CEO/Manager: | Becky L Ives |
| Chairperson: | Paul McCoy |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,408,909 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,667,088 |
| Unsecured Loans | 4,699,764 |
| Other Loans | 87,134,391 |
| TOTAL LOANS | 98,501,244 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,142,829 |
| Land And Building | 622,907 |
| Other Fixed Assets | 7,316,684 |
| NCUSIF Deposit | 1,256,323 |
| All Other Assets | 302,069 |
| TOTAL ASSETS | 137,290,151 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 2,617,594 |
| Accounts Payable & Other Liabilities | -638,024 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 25,212,174 |
| Regular shares | 50,753,617 |
| All Other Shares & Deposits | 48,424,424 |
| TOTAL SHARES & DEPOSITS | 124,390,215 |
| TOTAL LIABILITIES | 126,369,785 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 10,920,366 |
| TOTAL EQUITY | 10,920,366 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 137,290,151 |
| INCOME & EXPENSE | |
| Loan Income | 4,947,724 |
| Investment Income | 837,794 |
| Other Income | 639,215 |
| Total Employee Compensation & Benefits | 1,894,352 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 2,687,648 |
| Non-operating Income & (Expense) | 251,547 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,232,919 |
| Cost of Funds | 1,087,381 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,162,553 |
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