Dec, 31, 2023 — SAN DIEGO COUNTY CREDIT UNION (SDCCU) is a federally insured state chartered credit union headquartered in SAN DIEGO, CA with 41 branch locations and about $13.48 billion in total assets. Opened 86 years ago in 1938, SAN DIEGO COUNTY CREDIT UNION (SDCCU) has about 436,213 members and employs 900 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SAN DIEGO COUNTY CREDIT UNION |
|---|---|
| Address: (Main Office) | 6545 Sequence Dr SAN DIEGO, CA 92121 |
| Phone: | (877) 732-2848 |
| Fax: | (858) 558-0360 |
| Website: | https://www.sdccu.com |
| Branches: | 41 branch locations |
| Members: | 436,213 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61004 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $13,480,213,226 |
| CEO/Manager: | Teresa A Campbell |
| Chairperson: | Shirley A Jackson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,495,193,902 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 161,442 |
| Real Estate Loans | 4,654,640,657 |
| Unsecured Loans | 116,451,223 |
| Other Loans | 1,191,304,440 |
| TOTAL LOANS | 5,962,396,320 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -58,168,967 |
| Land And Building | 22,778,128 |
| Other Fixed Assets | 33,124,580 |
| NCUSIF Deposit | 82,529,128 |
| All Other Assets | 339,010 |
| TOTAL ASSETS | 13,480,213,226 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,317 |
| Notes & Interest Payable | 3,325,000,000 |
| Accounts Payable & Other Liabilities | 168,428,331 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,997,455,159 |
| Regular shares | 1,369,268,129 |
| All Other Shares & Deposits | 4,900,459,515 |
| TOTAL SHARES & DEPOSITS | 8,267,182,803 |
| TOTAL LIABILITIES | 11,760,617,451 |
| Regular Reserve | 0 |
| Other Reserves | -85 |
| Undivided Earnings | 1,719,595,860 |
| TOTAL EQUITY | 1,719,595,775 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,480,213,226 |
| INCOME & EXPENSE | |
| Loan Income | 215,740,204 |
| Investment Income | 146,935,769 |
| Other Income | 31,936,898 |
| Total Employee Compensation & Benefits | 100,627,802 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 97,843,600 |
| Non-operating Income & (Expense) | 24,749,262 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,045,000 |
| Cost of Funds | 158,928,133 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 89,235,697 |
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