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MYPOINT CREDIT UNION

Dec, 31, 2023 — MYPOINT CREDIT UNION is a federally insured state chartered credit union headquartered in SAN DIEGO, CA with 7 branch locations and about $657.68 million in total assets. Opened 76 years ago in 1948, MYPOINT CREDIT UNION has about 27,903 members and employs 124 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 322281484
Name:MYPOINT CREDIT UNION
Address:
(Main Office)
9420 Farnham St
SAN DIEGO, CA 92123
Phone:(888) 495-3400
Fax:(858) 495-3416
Website:https://www.mypointcu.com
Branches:7 branch locations
Members:27,903
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68377
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1948
Last Audited:Dec 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$657,682,402
CEO/Manager:David R Brooke
Chairperson:Jeffrey M Goecke

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 30,672,081
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 382,050,053
 Unsecured Loans 31,572,775
 Other Loans 62,250,158
 TOTAL LOANS 475,960,024
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,682,813
 Land And Building 3,753,637
 Other Fixed Assets 2,973,786
 NCUSIF Deposit 5,554,688
 All Other Assets 50,103
  TOTAL ASSETS 657,682,402
LIABILITIES & CAPITAL:  
 Dividends Payable 8,987
 Notes & Interest Payable 10,000,000
 Accounts Payable & Other Liabilities 15,100,317
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 170,558,486
 Regular shares 149,832,986
 All Other Shares & Deposits 256,404,181
  TOTAL SHARES & DEPOSITS 576,795,653
  TOTAL LIABILITIES 601,978,539
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 55,703,863
  TOTAL EQUITY 55,703,863
  TOTAL LIABILITIES, SHARES, & EQUITY 657,682,402
INCOME & EXPENSE  
 Loan Income 19,494,173
 Investment Income 4,142,875
 Other Income 3,282,809
 Total Employee Compensation & Benefits 12,842,821
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 9,129,949
 Non-operating Income & (Expense) 89,393
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 315,960
 Cost of Funds 4,401,891
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,794,520
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