Dec, 31, 2023 — ONEAZ CREDIT UNION is a federally insured state chartered credit union headquartered in PHOENIX, AZ with 21 branch locations and about $3.38 billion in total assets. Opened 52 years ago in 1972, ONEAZ CREDIT UNION has about 185,503 members and employs 524 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ONEAZ CREDIT UNION |
|---|---|
| Address: (Main Office) | 2355 W PINNACLE PEAK RD PHOENIX, AZ 85027-1261 |
| Phone: | (602) 452-4800 |
| Fax: | |
| Website: | https://www.oneazcu.com |
| Branches: | 21 branch locations |
| Members: | 185,503 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61315 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $3,384,599,013 |
| CEO/Manager: | Brandon Michaels |
| Chairperson: | Jon Borge |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 115,424,496 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 828,100 |
| Real Estate Loans | 1,314,902,134 |
| Unsecured Loans | 117,094,164 |
| Other Loans | 709,094,465 |
| TOTAL LOANS | 2,141,263,394 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,942,531 |
| Land And Building | 60,229,228 |
| Other Fixed Assets | 5,086,209 |
| NCUSIF Deposit | 26,896,797 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,384,599,013 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 180,065,507 |
| Accounts Payable & Other Liabilities | 22,818,317 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 792,462,834 |
| Regular shares | 1,444,515,565 |
| All Other Shares & Deposits | 724,089,080 |
| TOTAL SHARES & DEPOSITS | 2,961,067,479 |
| TOTAL LIABILITIES | 3,163,951,303 |
| Regular Reserve | 0 |
| Other Reserves | -68,858,375 |
| Undivided Earnings | 289,506,085 |
| TOTAL EQUITY | 220,647,710 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,384,599,013 |
| INCOME & EXPENSE | |
| Loan Income | 95,396,632 |
| Investment Income | 37,855,398 |
| Other Income | 15,126,297 |
| Total Employee Compensation & Benefits | 56,914,514 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 51,472,052 |
| Non-operating Income & (Expense) | -28,183 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,358,604 |
| Cost of Funds | 30,794,244 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 24,986,419 |
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