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ENGINEERS FEDERAL CREDIT UNION

Dec, 31, 2023 — ENGINEERS FEDERAL CREDIT UNION is a federal credit union headquartered in LITTLE ROCK, AR with 1 branch location and about $2.01 million in total assets. Opened 76 years ago in 1948, ENGINEERS FEDERAL CREDIT UNION has about 346 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ENGINEERS FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 867
LITTLE ROCK, AR 72201
Phone:(501) 324-5538
Fax:(501) 324-5538
Website:n/a
Branches:1 branch locations
Members:346
Credit Union Type:Federal Credit Union
Charter Number:24440
Membership Type:Federal, State, Local Government
Corporate Credit Union:No
Year Opened:1948
Last Audited:Nov 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$2,013,886
CEO/Manager:cheryl e epperson
Chairperson:Greg yada

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 466,952
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 66,776
 Other Loans 1,455,063
 TOTAL LOANS 1,521,839
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -510
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 18,458
 All Other Assets 0
  TOTAL ASSETS 2,013,886
LIABILITIES & CAPITAL:  
 Dividends Payable 950
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,443
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,640,519
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 1,640,519
  TOTAL LIABILITIES 1,645,912
 Regular Reserve 0
 Other Reserves 88,354
 Undivided Earnings 279,620
  TOTAL EQUITY 367,974
  TOTAL LIABILITIES, SHARES, & EQUITY 2,013,886
INCOME & EXPENSE  
 Loan Income 45,426
 Investment Income 1,534
 Other Income 860
 Total Employee Compensation & Benefits 31,316
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 17,859
 Non-operating Income & (Expense) 4,232
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -28
 Cost of Funds 2,793
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,509
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