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BIRMINGHAM CITY CREDIT UNION

Dec, 31, 2023 — BIRMINGHAM CITY CREDIT UNION is a federally insured state chartered credit union headquartered in BIRMINGHAM, AL with 0 branch location and about $9.74 million in total assets. Opened 68 years ago in 1956, BIRMINGHAM CITY CREDIT UNION has about 2,460 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BIRMINGHAM CITY CREDIT UNION
Address:
(Main Office)
2725 35th Ave N
BIRMINGHAM, AL 35207-2839
Phone:(205) 583-4654
Fax:(205) 583-4654
Website:https://www.bhamcu.org
Branches:0 branch locations
Members:2,460
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64528
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1956
Last Audited:Apr 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$9,744,305
CEO/Manager:Carrie Player
Chairperson:James R Robinett

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,174,203
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 114,984
 Unsecured Loans 1,525,134
 Other Loans 6,439,574
 TOTAL LOANS 8,079,692
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -178,297
 Land And Building 417,285
 Other Fixed Assets 62,912
 NCUSIF Deposit 76,527
 All Other Assets 0
  TOTAL ASSETS 9,744,305
LIABILITIES & CAPITAL:  
 Dividends Payable 3,757
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 36,994
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 327,048
 Regular shares 7,028,999
 All Other Shares & Deposits 642,319
  TOTAL SHARES & DEPOSITS 7,998,367
  TOTAL LIABILITIES 8,039,118
 Regular Reserve 0
 Other Reserves 71,091
 Undivided Earnings 1,634,096
  TOTAL EQUITY 1,705,187
  TOTAL LIABILITIES, SHARES, & EQUITY 9,744,305
INCOME & EXPENSE  
 Loan Income 814,718
 Investment Income 27,820
 Other Income 284,036
 Total Employee Compensation & Benefits 402,877
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 473,144
 Non-operating Income & (Expense) 46,616
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 159,431
 Cost of Funds 88,503
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 49,235
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