Dec, 31, 2023 — BIRMINGHAM CITY CREDIT UNION is a federally insured state chartered credit union headquartered in BIRMINGHAM, AL with 0 branch location and about $9.74 million in total assets. Opened 68 years ago in 1956, BIRMINGHAM CITY CREDIT UNION has about 2,460 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | BIRMINGHAM CITY CREDIT UNION |
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Address: (Main Office) | 2725 35th Ave N BIRMINGHAM, AL 35207-2839 |
Phone: | (205) 583-4654 |
Fax: | (205) 583-4654 |
Website: | https://www.bhamcu.org |
Branches: | 0 branch locations |
Members: | 2,460 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 64528 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1956 |
Last Audited: | Apr 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $9,744,305 |
CEO/Manager: | Carrie Player |
Chairperson: | James R Robinett |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,174,203 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 114,984 |
Unsecured Loans | 1,525,134 |
Other Loans | 6,439,574 |
TOTAL LOANS | 8,079,692 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -178,297 |
Land And Building | 417,285 |
Other Fixed Assets | 62,912 |
NCUSIF Deposit | 76,527 |
All Other Assets | 0 |
TOTAL ASSETS | 9,744,305 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 3,757 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 36,994 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 327,048 |
Regular shares | 7,028,999 |
All Other Shares & Deposits | 642,319 |
TOTAL SHARES & DEPOSITS | 7,998,367 |
TOTAL LIABILITIES | 8,039,118 |
Regular Reserve | 0 |
Other Reserves | 71,091 |
Undivided Earnings | 1,634,096 |
TOTAL EQUITY | 1,705,187 |
TOTAL LIABILITIES, SHARES, & EQUITY | 9,744,305 |
INCOME & EXPENSE | |
Loan Income | 814,718 |
Investment Income | 27,820 |
Other Income | 284,036 |
Total Employee Compensation & Benefits | 402,877 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 473,144 |
Non-operating Income & (Expense) | 46,616 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 159,431 |
Cost of Funds | 88,503 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 49,235 |
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