VALLEY BOARD FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA.
Dec, 31, 2023 — VALLEY BOARD FEDERAL CREDIT UNION is a federal credit union headquartered in HALLTOWN, WV with 1 branch location and about $101,419 in total assets. Opened 64 years ago in 1960, VALLEY BOARD FEDERAL CREDIT UNION has about 54 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | VALLEY BOARD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | P O BOX 70 HALLTOWN, WV 25423 |
| Phone: | (304) 725-2076 |
| Fax: | (304) 728-7544 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 54 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14045 |
|---|---|
| Membership Type: | Manufacturing - All Other |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Apr 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $101,419 |
| CEO/Manager: | Robin L Carroll |
| Chairperson: | Loretta J Fritz |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 47,923 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 16,346 |
| Other Loans | 16,935 |
| TOTAL LOANS | 33,281 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,796 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 945 |
| All Other Assets | 0 |
| TOTAL ASSETS | 101,419 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,570 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 85,905 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 85,905 |
| TOTAL LIABILITIES | 88,475 |
| Regular Reserve | 0 |
| Other Reserves | 10,092 |
| Undivided Earnings | 2,852 |
| TOTAL EQUITY | 12,944 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 101,419 |
| INCOME & EXPENSE | |
| Loan Income | 4,943 |
| Investment Income | 42 |
| Other Income | 309 |
| Total Employee Compensation & Benefits | 6,160 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 2,112 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 415 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -3,393 |
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