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MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2023 — MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in FAIRMONT, WV with 1 branch location and about $9.18 million in total assets. Opened 48 years ago in 1976, MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION has about 937 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
1512 Mary Lou Retton Dr
FAIRMONT, WV 26554
Phone:(304) 366-2390
Fax:(304) 366-2465
Website:https://www.schoolcu.virtualcu.net
Branches:1 branch locations
Members:937
Credit Union Type:Federal Credit Union
Charter Number:22428
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1976
Last Audited:Jul 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$9,179,877
CEO/Manager:Stephanie Williams
Chairperson:Cathie Matheny

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 693,997
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 536,944
 Other Loans 2,567,531
 TOTAL LOANS 3,104,475
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -6,639
 Land And Building 164,616
 Other Fixed Assets 738
 NCUSIF Deposit 84,878
 All Other Assets 0
  TOTAL ASSETS 9,179,877
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 11,596
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 991,588
 Regular shares 5,957,529
 All Other Shares & Deposits 489,563
  TOTAL SHARES & DEPOSITS 7,438,680
  TOTAL LIABILITIES 7,450,276
 Regular Reserve 0
 Other Reserves 267,287
 Undivided Earnings 1,462,314
  TOTAL EQUITY 1,729,601
  TOTAL LIABILITIES, SHARES, & EQUITY 9,179,877
INCOME & EXPENSE  
 Loan Income 181,743
 Investment Income 148,215
 Other Income 14,063
 Total Employee Compensation & Benefits 138,243
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 147,888
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 5,379
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 55,307
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