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EASTERN PANHANDLE FEDERAL CREDIT UNION

Dec, 31, 2023 — EASTERN PANHANDLE FEDERAL CREDIT UNION is a federal credit union headquartered in MARTINSBURG, WV with 1 branch location and about $18.80 million in total assets. Opened 54 years ago in 1970, EASTERN PANHANDLE FEDERAL CREDIT UNION has about 2,832 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 257078995
Name:EASTERN PANHANDLE FEDERAL CREDIT UNION
Address:
(Main Office)
36 GM Access Rd
MARTINSBURG, WV 25403
Phone:(304) 263-2887
Fax:(304) 263-4310
Website:https://www.easternpanhandlefcu.com
Branches:1 branch locations
Members:2,832
Credit Union Type:Federal Credit Union
Charter Number:19890
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1970
Last Audited:Nov 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$18,801,566
CEO/Manager:Tina L Sheppard
Chairperson:RANDY BARNHART

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,809,672
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,461,654
 Unsecured Loans 1,774,466
 Other Loans 10,873,413
 TOTAL LOANS 14,535,546
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -85,516
 Land And Building 244,221
 Other Fixed Assets 62,424
 NCUSIF Deposit 185,827
 All Other Assets 0
  TOTAL ASSETS 18,801,566
LIABILITIES & CAPITAL:  
 Dividends Payable 5,421
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 216,507
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,941,375
 Regular shares 11,490,760
 All Other Shares & Deposits 370,638
  TOTAL SHARES & DEPOSITS 16,802,774
  TOTAL LIABILITIES 17,024,702
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,776,864
  TOTAL EQUITY 1,776,864
  TOTAL LIABILITIES, SHARES, & EQUITY 18,801,566
INCOME & EXPENSE  
 Loan Income 696,862
 Investment Income 115,613
 Other Income 114,655
 Total Employee Compensation & Benefits 258,620
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 508,018
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 26,407
 Cost of Funds 12,654
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 310,171
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