Dec, 31, 2023 — CHARLESTON POSTAL FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 1 branch location and about $4.99 million in total assets. Opened 99 years ago in 1925, CHARLESTON POSTAL FEDERAL CREDIT UNION has about 701 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | CHARLESTON POSTAL FEDERAL CREDIT UNION |
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Address: (Main Office) | 1000 CENTRE WAY CHARLESTON, WV 25309 |
Phone: | (304) 746-5111 |
Fax: | (304) 746-5112 |
Website: | https://www.charlestonpostalfcu.com |
Branches: | 1 branch locations |
Members: | 701 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 24743 |
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Membership Type: | Federal, State, Local Government |
Corporate Credit Union: | No |
Year Opened: | 1925 |
Last Audited: | Feb 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $4,992,900 |
CEO/Manager: | GRETA M DUFFIELD |
Chairperson: | William Erby |
ASSETS: | $ Amount |
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Cash & Equivalents | 640,550 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 1,131,373 |
Other Loans | 2,299,120 |
TOTAL LOANS | 3,430,493 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -82,252 |
Land And Building | 0 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 43,700 |
All Other Assets | 0 |
TOTAL ASSETS | 4,992,900 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 18,748 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 679,339 |
Regular shares | 3,356,554 |
All Other Shares & Deposits | 508,986 |
TOTAL SHARES & DEPOSITS | 4,544,879 |
TOTAL LIABILITIES | 4,563,627 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 429,273 |
TOTAL EQUITY | 429,273 |
TOTAL LIABILITIES, SHARES, & EQUITY | 4,992,900 |
INCOME & EXPENSE | |
Loan Income | 274,617 |
Investment Income | 34,208 |
Other Income | 85,383 |
Total Employee Compensation & Benefits | 196,881 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 130,768 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 55,000 |
Cost of Funds | 6,574 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 5,244 |
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