Dec, 31, 2023 — OSHKOSH POSTAL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in OSHKOSH, WI with 1 branch location and about $7.10 million in total assets. Opened 94 years ago in 1930, OSHKOSH POSTAL EMPLOYEES CREDIT UNION has about 517 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OSHKOSH POSTAL EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 1012 W 20th Ave OSHKOSH, WI 54902-6618 |
| Phone: | (920) 233-3117 |
| Fax: | (920) 233-3010 |
| Website: | https://www.opecu.com |
| Branches: | 1 branch locations |
| Members: | 517 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 66418 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1930 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,098,945 |
| CEO/Manager: | Michele Spanbauer |
| Chairperson: | Jo E Helf |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 560,794 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,259,247 |
| Unsecured Loans | 669,103 |
| Other Loans | 2,497,110 |
| TOTAL LOANS | 4,425,459 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,120 |
| Land And Building | 121,721 |
| Other Fixed Assets | 41,531 |
| NCUSIF Deposit | 63,897 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,098,945 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 10,601 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,130,242 |
| Regular shares | 5,063,670 |
| All Other Shares & Deposits | 393,500 |
| TOTAL SHARES & DEPOSITS | 6,587,412 |
| TOTAL LIABILITIES | 6,598,020 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 500,925 |
| TOTAL EQUITY | 500,925 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,098,945 |
| INCOME & EXPENSE | |
| Loan Income | 242,860 |
| Investment Income | 59,606 |
| Other Income | 19,086 |
| Total Employee Compensation & Benefits | 106,553 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 167,016 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 21,815 |
| Cost of Funds | 6,745 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 19,598 |
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