Dec, 31, 2023 — WHITE RIVER CREDIT UNION is a federally insured state chartered credit union headquartered in ENUMCLAW, WA with 1 branch location and about $119.73 million in total assets. Opened 72 years ago in 1952, WHITE RIVER CREDIT UNION has about 8,238 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WHITE RIVER CREDIT UNION |
|---|---|
| Address: (Main Office) | 1499 Garrett St ENUMCLAW, WA 98022 |
| Phone: | (360) 825-4833 |
| Fax: | (360) 825-8050 |
| Website: | https://www.whiterivercu.com |
| Branches: | 1 branch locations |
| Members: | 8,238 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67201 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $119,730,087 |
| CEO/Manager: | Brandy N Fielding |
| Chairperson: | Gary McGillivray |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,355,358 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 13,100,596 |
| Unsecured Loans | 15,114,025 |
| Other Loans | 39,648,011 |
| TOTAL LOANS | 67,862,632 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -783,545 |
| Land And Building | 1,968,506 |
| Other Fixed Assets | 35,339 |
| NCUSIF Deposit | 1,014,141 |
| All Other Assets | 14,596 |
| TOTAL ASSETS | 119,730,087 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 31,689 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 25,032,698 |
| Regular shares | 40,689,846 |
| All Other Shares & Deposits | 37,622,993 |
| TOTAL SHARES & DEPOSITS | 103,345,537 |
| TOTAL LIABILITIES | 103,377,227 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 16,352,860 |
| TOTAL EQUITY | 16,352,860 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 119,730,087 |
| INCOME & EXPENSE | |
| Loan Income | 4,377,173 |
| Investment Income | 934,573 |
| Other Income | 519,889 |
| Total Employee Compensation & Benefits | 1,644,843 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 2,431,926 |
| Non-operating Income & (Expense) | 186,279 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 865,038 |
| Cost of Funds | 235,874 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,495,539 |
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