Dec, 31, 2023 — RESPONDERS EMERGENCY SERVICES CREDIT UNION is a federally insured state chartered credit union headquartered in SPOKANE, WA with 1 branch location and about $58.33 million in total assets. Opened 58 years ago in 1966, RESPONDERS EMERGENCY SERVICES CREDIT UNION has about 2,505 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RESPONDERS EMERGENCY SERVICES CREDIT UNION |
|---|---|
| Address: (Main Office) | 924 W Sinto Ave SPOKANE, WA 99201-2531 |
| Phone: | (509) 327-3244 |
| Fax: | (509) 327-2920 |
| Website: | https://www.myrescu.org/ |
| Branches: | 1 branch locations |
| Members: | 2,505 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68305 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $58,327,365 |
| CEO/Manager: | Joyce A Lockard |
| Chairperson: | Ryan Snider |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,020,229 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,788,103 |
| Unsecured Loans | 1,403,415 |
| Other Loans | 29,422,683 |
| TOTAL LOANS | 39,614,201 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -225,313 |
| Land And Building | 309,500 |
| Other Fixed Assets | 119,866 |
| NCUSIF Deposit | 423,290 |
| All Other Assets | 0 |
| TOTAL ASSETS | 58,327,365 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 295,700 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,217,272 |
| Regular shares | 23,224,993 |
| All Other Shares & Deposits | 16,763,401 |
| TOTAL SHARES & DEPOSITS | 49,205,666 |
| TOTAL LIABILITIES | 49,501,373 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 8,825,992 |
| TOTAL EQUITY | 8,825,992 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 58,327,365 |
| INCOME & EXPENSE | |
| Loan Income | 1,454,231 |
| Investment Income | 781,948 |
| Other Income | 75,104 |
| Total Employee Compensation & Benefits | 688,452 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 891,323 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -625,819 |
| Cost of Funds | 311,263 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,359,724 |
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