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CALL FEDERAL CREDIT UNION

Dec, 31, 2023 — CALL FEDERAL CREDIT UNION is a federal credit union headquartered in RICHMOND, VA with 9 branch locations and about $524.03 million in total assets. Opened 62 years ago in 1962, CALL FEDERAL CREDIT UNION has about 28,609 members and employs 112 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251082136
Name:CALL FEDERAL CREDIT UNION
Address:
(Main Office)
4605 Commerce Rd
RICHMOND, VA 23234-2233
Phone:(804) 274-1200
Fax:(804) 274-1266
Website:https://www.callfcu.org
Branches:9 branch locations
Members:28,609
Credit Union Type:Federal Credit Union
Charter Number:15209
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Dec 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$524,033,197
CEO/Manager:John West
Chairperson:James C Horne, Jr.

Call Report

  • First Time Homebuyer Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 54,465,750
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 194,339,170
 Unsecured Loans 18,475,015
 Other Loans 48,630,822
 TOTAL LOANS 261,445,007
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -438,584
 Land And Building 5,696,183
 Other Fixed Assets 858,688
 NCUSIF Deposit 4,524,090
 All Other Assets 26,200
  TOTAL ASSETS 524,033,197
LIABILITIES & CAPITAL:  
 Dividends Payable 734
 Notes & Interest Payable 14,000,000
 Accounts Payable & Other Liabilities 9,598,298
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 95,708,719
 Regular shares 232,729,819
 All Other Shares & Deposits 134,873,954
  TOTAL SHARES & DEPOSITS 463,312,492
  TOTAL LIABILITIES 486,911,524
 Regular Reserve 0
 Other Reserves -16,283,174
 Undivided Earnings 53,404,847
  TOTAL EQUITY 37,121,673
  TOTAL LIABILITIES, SHARES, & EQUITY 524,033,197
INCOME & EXPENSE  
 Loan Income 12,941,574
 Investment Income 5,147,969
 Other Income 1,793,436
 Total Employee Compensation & Benefits 9,145,105
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 8,004,693
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -108,643
 Cost of Funds 3,230,453
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,102,293
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