Dec, 31, 2023 — HOUSTON BELT & TERMINAL FEDERAL CREDIT UNION is a federal credit union headquartered in HUMBLE, TX with 1 branch location and about $4.08 million in total assets. Opened 75 years ago in 1949, HOUSTON BELT & TERMINAL FEDERAL CREDIT UNION has about 549 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HOUSTON BELT & TERMINAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 9810 FM 1960 Bypass Rd W Ste 105 HUMBLE, TX 77338-3573 |
| Phone: | (281) 548-3377 |
| Fax: | (281) 548-0583 |
| Website: | https://hbtfcu.com |
| Branches: | 1 branch locations |
| Members: | 549 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6318 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Sep 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,081,527 |
| CEO/Manager: | Julie Rice |
| Chairperson: | Ronnie Cauley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 297,272 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 479,113 |
| Other Loans | 1,879,749 |
| TOTAL LOANS | 2,358,862 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -22,000 |
| Land And Building | 0 |
| Other Fixed Assets | 1,852 |
| NCUSIF Deposit | 26,027 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,081,527 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 335 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 25,765 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 58,695 |
| Regular shares | 1,709,489 |
| All Other Shares & Deposits | 887,635 |
| TOTAL SHARES & DEPOSITS | 2,655,819 |
| TOTAL LIABILITIES | 2,681,919 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,399,608 |
| TOTAL EQUITY | 1,399,608 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,081,527 |
| INCOME & EXPENSE | |
| Loan Income | 198,397 |
| Investment Income | 39,152 |
| Other Income | 37,502 |
| Total Employee Compensation & Benefits | 142,320 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 91,856 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 927 |
| Cost of Funds | 13,077 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 30,828 |
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