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FIRSTLIGHT FEDERAL CREDIT UNION

Dec, 31, 2023 — FIRSTLIGHT FEDERAL CREDIT UNION is a federal credit union headquartered in EL PASO, TX with 10 branch locations and about $1.55 billion in total assets. Opened 69 years ago in 1955, FIRSTLIGHT FEDERAL CREDIT UNION has about 107,260 members and employs 352 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 312080941
Name:FIRSTLIGHT FEDERAL CREDIT UNION
Address:
(Main Office)
9983 Kenworthy St
EL PASO, TX 79924
Phone:(915) 562-1172
Fax:(915) 745-4110
Website:https://www.firstlightfcu.org
Branches:10 branch locations
Members:107,260
Credit Union Type:Federal Credit Union
Charter Number:10174
Membership Type:Multiple common bond - Primarily military
Corporate Credit Union:No
Year Opened:1955
Last Audited:Jun 01, 2023
FHLB Member:Yes
Low Income Designation:No
Assets:$1,550,607,062
CEO/Manager:Margarita Salazar
Chairperson:Jaime Barceleau

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 93,748,872
TOTAL INVESTMENTS 0
Loans Held for Sale 2,265,074
 
 Real Estate Loans 596,738,213
 Unsecured Loans 141,800,838
 Other Loans 532,348,767
 TOTAL LOANS 1,271,602,970
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -16,628,574
 Land And Building 37,281,980
 Other Fixed Assets 19,763,204
 NCUSIF Deposit 12,221,298
 All Other Assets 297,635
  TOTAL ASSETS 1,550,607,062
LIABILITIES & CAPITAL:  
 Dividends Payable 617,740
 Notes & Interest Payable 83,920,000
 Accounts Payable & Other Liabilities 17,761,561
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 336,351,382
 Regular shares 338,786,804
 All Other Shares & Deposits 628,077,036
  TOTAL SHARES & DEPOSITS 1,303,215,221
  TOTAL LIABILITIES 1,405,514,522
 Regular Reserve 0
 Other Reserves -6,720,520
 Undivided Earnings 151,813,060
  TOTAL EQUITY 145,092,540
  TOTAL LIABILITIES, SHARES, & EQUITY 1,550,607,062
INCOME & EXPENSE  
 Loan Income 69,113,108
 Investment Income 17,649,616
 Other Income 12,262,235
 Total Employee Compensation & Benefits 30,543,992
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 29,622,732
 Non-operating Income & (Expense) 3,796,012
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 11,625,840
 Cost of Funds 30,268,992
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 11,883,963
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