Dec, 31, 2023 — FCI FEDERAL CREDIT UNION is a federal credit union headquartered in TEXARKANA, TX with 2 branch locations and about $5.42 million in total assets. Opened 84 years ago in 1940, FCI FEDERAL CREDIT UNION has about 990 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FCI FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2500 Leopard Dr TEXARKANA, TX 75501-7810 |
| Phone: | (903) 223-6404 |
| Fax: | (903) 838-0761 |
| Website: | https://fcifcu.com |
| Branches: | 2 branch locations |
| Members: | 990 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4195 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Mar 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,417,314 |
| CEO/Manager: | Bree E Fulmer |
| Chairperson: | Richard J Goodsell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 96,555 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 507,673 |
| Other Loans | 4,406,787 |
| TOTAL LOANS | 4,914,460 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -11,715 |
| Land And Building | 333,106 |
| Other Fixed Assets | 15,775 |
| NCUSIF Deposit | 55,882 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,417,314 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 46,570 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 142,065 |
| Regular shares | 3,641,860 |
| All Other Shares & Deposits | 1,008,087 |
| TOTAL SHARES & DEPOSITS | 4,792,012 |
| TOTAL LIABILITIES | 4,838,582 |
| Regular Reserve | 0 |
| Other Reserves | 200,000 |
| Undivided Earnings | 378,732 |
| TOTAL EQUITY | 578,732 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,417,314 |
| INCOME & EXPENSE | |
| Loan Income | 310,945 |
| Investment Income | 9,241 |
| Other Income | 31,764 |
| Total Employee Compensation & Benefits | 209,282 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 278,962 |
| Non-operating Income & (Expense) | 10,162 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,000 |
| Cost of Funds | 19,049 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -148,181 |
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