Dec, 31, 2023 — DEL RIO S.P. CREDIT UNION is a federally insured state chartered credit union headquartered in DEL RIO, TX with 1 branch location and about $3.48 million in total assets. Opened 70 years ago in 1954, DEL RIO S.P. CREDIT UNION has about 752 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DEL RIO S.P. CREDIT UNION |
|---|---|
| Address: (Main Office) | 106 N Main St DEL RIO, TX 78840 |
| Phone: | (830) 775-9360 |
| Fax: | (830) 775-0680 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 752 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67531 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | May 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,478,170 |
| CEO/Manager: | Belia G Hernandez |
| Chairperson: | Robert V Guzman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 383,946 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 414,334 |
| Other Loans | 424,158 |
| TOTAL LOANS | 838,492 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,000 |
| Land And Building | 5,642 |
| Other Fixed Assets | 12,943 |
| NCUSIF Deposit | 26,589 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,478,170 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 14,398 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,900,843 |
| All Other Shares & Deposits | 296,224 |
| TOTAL SHARES & DEPOSITS | 2,197,067 |
| TOTAL LIABILITIES | 2,211,465 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,266,705 |
| TOTAL EQUITY | 1,266,705 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,478,170 |
| INCOME & EXPENSE | |
| Loan Income | 68,046 |
| Investment Income | 62,158 |
| Other Income | 6,926 |
| Total Employee Compensation & Benefits | 109,018 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 77,237 |
| Non-operating Income & (Expense) | 708 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,563 |
| Cost of Funds | 4,638 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -58,618 |
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